Single Family Residence at 221 Willow Lakes Drive, Rutherfordton
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$494,000

221 Willow Lakes Drive
Rutherfordton, NC 28139
Listed by Sherry Reavis · RE/MAX Journey
Bedrooms
3
Bathrooms
2
Living area
1,825 sqft
Year built
1999

About this home

Enjoy a peaceful rural setting in the established Willow Lakes community on two lots totaling approximately 4.5 acres, just minutes from Rutherfordton. With paved roads and light restrictions, this inviting setting offers a comfortable balance of privacy and convenience. The 3BR/2BA home offers approximately 1,825 SF with attractive updates and plenty of room to enjoy indoors and out. The living room features a wood-burning stove and tongue-and-groove wood ceiling, while the kitchen offers granite countertops, skylights and a center island with bar seating. A separate dining room opens to the deck, and the dedicated laundry room provides cabinetry and counter space. The primary suite features a walk-in closet and private bath with soaking tub and separate walk-in shower. Numerous improvements have been completed in recent years, including a metal roof and LVP flooring in 2022, replacement windows in 2024, updated exterior doors, tankless water heater, updated lighting and new ductwork in 2026. The crawlspace is fully encapsulated with a dehumidifier. Outdoor spaces include a covered front porch with room for rocking chairs, deck and lovely screened back porch with Trex flooring, along with a partially fenced backyard and mature shade trees. An attached two-car garage with built-in cabinets and an outbuilding provide useful storage. All appliances convey. Private well and septic, plus low annual HOA dues of just $425.

Property details

MLS
Canopy MLS
MLS #
CAR4411005
Property type
Single Family Residence
Subdivision
Willow Lakes
Status
Active
Days on market
4
On market date
August 17, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Rutherfordton Elementary School
2.03 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
383
Student:teacher ratio
13.7:1
District
Rutherford County Schools
Middle
R-S Middle School
3.64 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
603
Student:teacher ratio
14.4:1
District
Rutherford County Schools
High
R-S Central High School
4.32 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
769
Student:teacher ratio
13.7:1
District
Rutherford County Schools

Walkability

Blended score for Rutherfordton's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

12
Very car-dependent
out of 100
EPA National Walkability Index
3.8 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Rutherfordton, from live MLS data.

On the market 4 days -- 218 fewer days than Rutherfordton's current average of 222 days.
For reference, the median list price across 306 active listings in Rutherfordton right now is $144,450.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,125/mo
$98,800 down
$395,200 loan
Principal & interest$2,563
Property tax (est.)$412
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 10 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.