INNOVATE Real Estate
Single Family Residence at 220 N Russell Street, Troy
Single Family Residence at 220 N Russell Street, Troy, photo 2 of 42
Single Family Residence at 220 N Russell Street, Troy, photo 3 of 42
Single Family Residence at 220 N Russell Street, Troy, photo 4 of 42
Single Family Residence at 220 N Russell Street, Troy, photo 5 of 42
Single Family Residence at 220 N Russell Street, Troy, photo 6 of 42
Single Family Residence at 220 N Russell Street, Troy, photo 7 of 42
Single Family Residence at 220 N Russell Street, Troy, photo 8 of 42
Single Family Residence at 220 N Russell Street, Troy, photo 9 of 42
Living room as you enter home. - 220 N Russell Street, Troy
Single Family Residence at 220 N Russell Street, Troy, photo 11 of 42
Eat-in galley kitchen. - 220 N Russell Street, Troy
Single Family Residence at 220 N Russell Street, Troy, photo 13 of 42
Single Family Residence at 220 N Russell Street, Troy, photo 14 of 42
Single Family Residence at 220 N Russell Street, Troy, photo 15 of 42
Single Family Residence at 220 N Russell Street, Troy, photo 16 of 42
Single Family Residence at 220 N Russell Street, Troy, photo 17 of 42
Family room off kitchen. Gas logs. as well as emergency propane heater. - 220 N Russell Street, Troy
Single Family Residence at 220 N Russell Street, Troy, photo 19 of 42
Single Family Residence at 220 N Russell Street, Troy, photo 20 of 42
Single Family Residence at 220 N Russell Street, Troy, photo 21 of 42
Bedroom 2 - 220 N Russell Street, Troy
Single Family Residence at 220 N Russell Street, Troy, photo 23 of 42
Bathroom 2 - 220 N Russell Street, Troy
Single Family Residence at 220 N Russell Street, Troy, photo 25 of 42
Primary BR - 220 N Russell Street, Troy
Single Family Residence at 220 N Russell Street, Troy, photo 27 of 42
Primary bath - 220 N Russell Street, Troy
Single Family Residence at 220 N Russell Street, Troy, photo 29 of 42
Utility Room - 220 N Russell Street, Troy
Single Family Residence at 220 N Russell Street, Troy, photo 31 of 42
Washer and Dryer hook up - 220 N Russell Street, Troy
Screened in porch. - 220 N Russell Street, Troy
Single Family Residence at 220 N Russell Street, Troy, photo 34 of 42
Single Family Residence at 220 N Russell Street, Troy, photo 35 of 42
Single Family Residence at 220 N Russell Street, Troy, photo 36 of 42
Single Family Residence at 220 N Russell Street, Troy, photo 37 of 42
Single Family Residence at 220 N Russell Street, Troy, photo 38 of 42
Single Family Residence at 220 N Russell Street, Troy, photo 39 of 42
Single Family Residence at 220 N Russell Street, Troy, photo 40 of 42
Single Family Residence at 220 N Russell Street, Troy, photo 41 of 42
Single Family Residence at 220 N Russell Street, Troy, photo 42 of 42
42 photos

$214,800

220 N Russell Street
Troy, NC 27371
Listed by Wes Mabry · Lantern Realty & Development, LLC
Bedrooms
2
Bathrooms
2
Living area
1,745 sqft
Year built
1979

About this home

Located in an established neighborhood, 220 N Russell St offers convenience, potential, and small-town charm. Enjoy walking-distance access to Main Street and Troy Elementary School, with the outdoor enthusiast only being a short drive from Uwharrie National Forest. As Troy continues to grow, this property presents an excellent opportunity for investors or first-time buyers ready to make a home their own. The home needs updating, providing the chance to add value and personalization to fit your vision. Schedule your showing today.

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4437925
Property type
Single Family Residence
Subdivision
None
Status
Active
Days on market
4
On market date
October 26, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
1
Parking spaces
N/A
Lot size
N/A

Location

Get directions →
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Page Street Elementary
1.04 mi away · Grades 3-5
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
231
Student:teacher ratio
16.5:1
District
Montgomery County Schools
Middle
West Middle
4.13 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
354
Student:teacher ratio
14.8:1
District
Montgomery County Schools
High
Montgomery Learning Academy
0.36 mi away · Grades 6-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
53
Student:teacher ratio
6.6:1
District
Montgomery County Schools

Walkability

Blended score for Troy's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

21
Car-dependent
out of 100
EPA National Walkability Index
6.3 / 20 -- Below average walkable
Google Places amenity density
5 / 100
Restaurants & cafes0
Grocery stores0
Parks1
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Troy, from live MLS data.

On the market 4 days -- 134 fewer days than Troy's current average of 138 days.
For reference, the median list price across 60 active listings in Troy right now is $227,400.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$1,444/mo
$42,960 down
$171,840 loan
Principal & interest$1,115
Property tax (est.)$179
Home insurance (est.)$150

Similar homes you might like

716 Carson Street
New
$252,000
716 Carson Street
Troy, 27371
3 bd·2 ba·1,744 sqft
1 day on market
Listed by Trisha Mabe, TNT Properties, LLC
716 Carson Street, Troy, NC 27371
New
$252,000
716 Carson Street, Troy, NC 27371
Troy, 27371
3 bd·2 ba·2,132 sqft
1 day on market
Listed by Trisha Mabe, TNT Properties, LLC
716 Carson Street, Troy NC 27371
New
$252,000
716 Carson Street, Troy NC 27371
Troy, 27371
3 bd·2 ba·2,132 sqft
0 days on market
Listed by Trisha Mabe
230 Sugar Loaf Road, Troy, NC 27371
$240,000
230 Sugar Loaf Road, Troy, NC 27371
Troy, 27371
2 bd·1.5 ba·1,084 sqft
18 days on market
Listed by Kathy McRae, New South Realty Inc
230 Sugar Loaf Road, Troy NC 27371
$240,000
230 Sugar Loaf Road, Troy NC 27371
Troy, 27371
2 bd·1.5 ba·1,084 sqft
6 days on market
Listed by Kathy McRae
230 Sugar Loaf Road
$240,000
230 Sugar Loaf Road
Troy, 27371
2 bd·1.5 ba·1,084 sqft
11 days on market
Listed by Kat McRae, New South Realty, Inc
181 Williamson Street
$249,000
181 Williamson Street
Troy, 27371
3 bd·2 ba·1,939 sqft
33 days on market
Listed by Melonie Greene, Toni Fish & Associates Inc Realty
202 W Roswell Street
New
$189,000
202 W Roswell Street
Troy, 27371
1 bd·1 ba·610 sqft
1 day on market
New construction
Listed by Melonie Greene, Toni Fish & Associates Inc Realty

Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.