Single Family Residence at 21629 SILVER BAY PL, LAND O LAKES
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VIEW FROM CURVE LAKE ONTO DOCK AND BACK OF LANAI AND ALL BEAUTIFUL LANDSCAPED TREES - 21629 SILVER BAY PL, LAND O LAKES
BEAUTIFUL VIEW OF CURVE LAKE AND DOCK - 21629 SILVER BAY PL, LAND O LAKES
VIEW FROM CURVE LAKE DURING A RAIN SHOWER.  BEAUTIFUL - 21629 SILVER BAY PL, LAND O LAKES
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Single Family Residence at 21629 SILVER BAY PL, LAND O LAKES, photo 10 of 49
OUTSIDE SHOWER!! - 21629 SILVER BAY PL, LAND O LAKES
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Bedroom Guest - 21629 SILVER BAY PL, LAND O LAKES
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AEREAL VIEW OF HOUSE DOCK WITH TREES AND HOUSE - 21629 SILVER BAY PL, LAND O LAKES
VIEW OF LANAIR FROM BACK AREA - 21629 SILVER BAY PL, LAND O LAKES
Single Family Residence at 21629 SILVER BAY PL, LAND O LAKES, photo 36 of 49
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DRONE SHOT OF HOME AND SHOWING LAKE - 21629 SILVER BAY PL, LAND O LAKES
DRONE VIEW OF HOUSE AND TREES AND LAKE - 21629 SILVER BAY PL, LAND O LAKES
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Single Family Residence at 21629 SILVER BAY PL, LAND O LAKES, photo 46 of 49
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DRONE SHOT OF HOME AND BETTER SHOT OF LAKE - 21629 SILVER BAY PL, LAND O LAKES
49 photos

$599,900

21629 SILVER BAY PL
LAND O LAKES, FL 34637
Listed by Sophia Necker · SUN N FUN REALTY
Bedrooms
3
Bathrooms
2
Living area
2,120 sqft
Year built
2004

About this home

Virtually Staged. Lakefront Living in Silver Lakes, Price reduced! Welcome home to this 3-bedroom PLUS office, 2-bath residence offering 2,120 sq. ft. WITH DOCK on a pristine, spring-fed lake. Located on a quiet cul-de-sac in the sought- after private enclave of Silver Lakes, this home offers a peaceful retreat in a community of just 36 homes, with exceptional privacy, very low HOA fees, and no CDD fees. Enjoy the Lakeside Lifestyle as you watch nature, fish, or launch a canoe from your private patio and dock. Mature landscaping, fully fenced in backyard with ambient uplighting, and an extended paver lanai create a relaxing private retreat. Residents also have boat ramp access to 26-acre Curve Lake and a 0.57-mile biking or walking path from the neighborhood to nearby Caliente Resort. The open-concept layout connects a bright kitchen with custom glass-panel windows to the main living area and formal dining area. A split-bedroom design provides privacy for the primary suite and separates the two guest bedrooms and second full bath. The many upgrades include custom home office, built-in wooden shelving, bookcases, filing cabinets, and an entertainment center with bult-in sound system and an amplifier. Elegant Details include genuine crystal chandelier imported from Sweden, a heated towel rack in the primary shower and a Jacuzzi tub. New Flooring: Brand-new laminate wood flooring in all three bedrooms and ceramic tile mean NO CARPET in the home. Major updates New HVAC and Water Heater (2025), a new roof installed in 2019, whole home water treatment system in 2026, and rebuilt dock in 2024. Buyer Notice: Please verify all room measurements, information, and specific HOA rules and regulations through public records.

Property details

MLS
Stellar MLS
MLS #
MFRTB8514131
Property type
Single Family Residence
Subdivision
SILVER LAKES
Status
Active
Days on market
121
On market date
June 17, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.35 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

ElementaryCharter
COUNTRYSIDE MONTESSORI ACADEMY
0.56 mi away · Grades 1-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
353
Student:teacher ratio
11.8:1
District
PASCO
Middle
PINE VIEW MIDDLE SCHOOL
2.17 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,174
Student:teacher ratio
18.9:1
District
PASCO
High
LAND O' LAKES HIGH SCHOOL
1.6 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,083
Student:teacher ratio
22.6:1
District
PASCO

Walkability

Blended score for LAND O LAKES's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

10
Very car-dependent
out of 100
EPA National Walkability Index
2.7 / 20 -- Least walkable
Google Places amenity density
5 / 100
Restaurants & cafes0
Grocery stores0
Parks1
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in LAND O LAKES, from live MLS data.

On the market 121 days -- 35 more days than LAND O LAKES's current average of 86 days.
For reference, the median list price across 783 active listings in LAND O LAKES right now is $380,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,763/mo
$119,980 down
$479,920 loan
Principal & interest$3,113
Property tax (est.)$500
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 7 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.