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Single Family Residence at 2161 Windy Oaks Road, Fort Mill
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$2,950,000

2161 Windy Oaks Road
Fort Mill, SC 29708
Listed by Rachel Cost · Corcoran HM Properties
Bedrooms
4
Bathrooms
4
Living area
4,412 sqft
Year built
1993

About this home

Positioned on a premier Lake Wylie waterfront lot, this exceptional Fort Mill property combines the privacy and lifestyle of lakefront living with remarkable proximity to Charlotte, Charlotte Douglas International Airport, award-winning Fort Mill schools, premier golf, dining, shopping, and entertainment. Set on an expansive, flat waterfront lot with more than 450 feet of shoreline, the property captures long-range Lake Wylie views and offers both deep- and shallow-water access. A private pier, floating dock, boat lift, and beach provide effortless access to boating, fishing, paddleboarding, kayaking, swimming, and unforgettable sunsets—all directly from your backyard. The private setting has no HOA, creating a rare level of freedom on the lake. Designed to maximize the water views, the custom residence features dramatic floor-to-ceiling windows, soaring ceilings, extensive custom millwork, and abundant natural light. The chef’s kitchen is appointed with custom Canadian maple cabinetry, premium appliances, an oversized island, wet bar, walk-in pantry, and fully equipped scullery—ideal for entertaining. Formal dining spaces are elevated by a dramatic double-tray ceiling with uplighting and designer fixtures. The lakeside owner’s suite captures panoramic water views and features a spa-inspired bath and dual custom walk-in closets. A second main-level suite also enjoys lake views and a private ensuite, providing exceptional flexibility for guests or multi-generational living. Upstairs, spacious guest suites feature beautifully appointed baths, generous storage, abundant natural light, and a dedicated home theater with stadium seating. Adding tremendous versatility is a separate approximately 2,000-square-foot detached heated and cooled garage building with finished living-style spaces, offering possibilities for a luxury car collection, home office, recreation space, guest accommodations or other uses, subject to applicable permitting and approvals. The landscaped grounds are equally impressive, featuring mature Blue Atlas Cedars, Mugo Pines, Colorado Blue Spruce, Japanese Maples, ornamental trees and shrubs, and winding stone walkways that complement the waterfront setting. Perhaps most compelling is the location: enjoy the advantages of South Carolina living and highly regarded Fort Mill schools while remaining approximately 17 miles from Charlotte Douglas International Airport and 19 miles from Charlotte, putting business, travel and city amenities within easy reach. Premier Lake Wylie waterfront. 450+ feet of shoreline. Fort Mill schools. No HOA. Exceptional access to Charlotte and CLT Airport. A rare combination of location, land and lake lifestyle.

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4392621
Property type
Single Family Residence
Subdivision
Windy Oaks
Status
Active
Days on market
97
On market date
June 19, 2026
Stories
N/A
Total bathrooms
4
Garage spaces
2
Parking spaces
N/A
Lot size
N/A

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Gold Hill Elementary
2.53 mi away · Grades 0-5
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
894
Student:teacher ratio
15.4:1
District
York 04
Middle
Gold Hill Middle
2.58 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
839
Student:teacher ratio
14.0:1
District
York 04
High
Fort Mill High
4.54 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,012
Student:teacher ratio
15.4:1
District
York 04

Walkability

Blended score for Fort Mill's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

42
Somewhat walkable
out of 100
EPA National Walkability Index
9.3 / 20 -- Below average walkable
Google Places amenity density
35 / 100
Restaurants & cafes2
Grocery stores0
Parks7
Schools3
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Fort Mill, from live MLS data.

On the market 97 days -- 22 more days than Fort Mill's current average of 75 days.
For reference, the median list price across 487 active listings in Fort Mill right now is $475,000.

Mortgage calculator

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Est. monthly payment
$17,915/mo
$590,000 down
$2,360,000 loan
Principal & interest$15,307
Property tax (est.)$2,458
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 29 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.