Townhouse at 21506 GRAY TERN CT, LUTZ
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$279,900

21506 GRAY TERN CT
LUTZ, FL 33549
Listed by Mike DelGrande · 1% LISTS CENTRAL FLORIDA
Bedrooms
2
Bathrooms
2
Living area
1,288 sqft
Year built
1997

About this home

MAINTENANCE-FREE VILLA –LOW HOA and No flood insurance required in this X zone. Welcome to this adorable and well-maintained 2-bedroom + den/office villa offering 1,288 sq. ft. of comfortable living space, perfectly situated on a quiet cul-de-sac in a tucked-away neighborhood surrounded by serene lakes in the desirable community of Lake Heron. . This home features a desirable split-bedroom floor plan, providing privacy and functionality, along with a versatile den that can easily be converted into a 3rd bedroom. The spacious interior showcases cathedral ceilings, architectural archways, plant shelves, and textured walls, creating character and charm throughout. The bright and airy living room is enhanced by skylights and a mirrored accent wall, bringing in natural light and an open feel. The kitchen offers abundant cabinet storage, decorative display shelving, rope lighting for added ambiance, a convenient breakfast serving area, and an eat-in space perfect for casual dining. Enjoy indoor-outdoor living with an enclosed back patio just off the family room—ideal for relaxing or entertaining. The primary bedroom is spacious and comes with its own bathroom with dual vanity, enclosed shower, private water closet and a walk in closet. Additional highlights include:New Lennox HVAC system, Tile flooring throughout for easy maintenance 1-car garage with additional parking for up to 3 vehicles Security system for added peace of mind Residents enjoy fantastic community amenities including a sparkling pool, tennis courts, and a clubhouse—perfect for social gatherings and an active lifestyle. There is also a dedicated storage lot available for work vehicles, trailers, and RVs, offering added convenience rarely found in villa communities. Location is everything, and this home delivers! Conveniently located near major highways for easy commuting, and just minutes from premier shopping, dining, and entertainment at Tampa Premium Outlets and The Shops at Wiregrass. Grocery stores, retail shops, and everyday conveniences are all nearby. This charming villa is priced to sell and offers low-maintenance living in a highly desirable area—don’t miss your opportunity!

Property details

MLS
Stellar MLS
MLS #
MFRW7885096
Property type
Townhouse
Subdivision
LAKE HERON PH 03B 04B 05B
Status
Active
Days on market
180
On market date
April 25, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
1
Parking spaces
N/A
Lot size
0.07 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
LAKE MYRTLE ELEMENTARY SCHOOL
1.78 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
611
Student:teacher ratio
16.1:1
District
PASCO
Middle
CHARLES S. RUSHE MIDDLE SCHOOL
3.23 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,450
Student:teacher ratio
21.3:1
District
PASCO
High
CENTRAL PASCO GIRLS ACADEMY
1.77 mi away · Grades 6-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1
Student:teacher ratio
0.5:1
District
PASCO

Walkability

Blended score for LUTZ's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

59
Somewhat walkable
out of 100
EPA National Walkability Index
7.7 / 20 -- Below average walkable
Google Places amenity density
90 / 100
Restaurants & cafes20
Grocery stores4
Parks1
Schools5
Transit stops10
Pharmacies5

Market position

How this listing compares to current activity in LUTZ, from live MLS data.

On the market 180 days -- 88 more days than LUTZ's current average of 92 days.
For reference, the median list price across 445 active listings in LUTZ right now is $425,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$1,836/mo
$55,980 down
$223,920 loan
Principal & interest$1,452
Property tax (est.)$233
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 14 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.