Single Family Residence at 21 Elm Street, Newport
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$1,495,000

21 Elm Street
Newport, RI 02840
Listed by The Fraioli-Wilson Team
Bedrooms
4
Bathrooms
2
Living area
1,469 sqft
Year built
1895

About this home

Eight off-street parking spaces, an oversized two-car garage, and a private fenced yard, on The Point, just blocks from Newport Harbor and downtown. Completely rebuilt in 2006 to Historic District guidelines, this 1895 cottage keeps its period character and high ceilings while adding the systems of modern construction: radiant heat, central air, tankless hot water, and 200-amp service. The main level offers a kitchen and dining area with French doors to the patio, a bright living room, and a first-floor bedroom beside a full bath, ideal for one-level living or guests. Upstairs are additional bedrooms, a flexible bonus room, and a second full bath. The paver driveway and patio, fenced lawn, and landscaped beds make the outdoor space easy to enjoy and easy to maintain. The full basement, with high ceilings and exterior access, offers room to expand. Move-in ready in one of Newport's most sought-after historic neighborhoods.

Property details

MLS
Rhode Island Association of REALTORS
MLS #
1424813
Property type
Single Family Residence
Subdivision
The Point
Status
Active
Days on market
18
On market date
September 30, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
8
Lot size
0.12 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Claiborne Pell Elementary
1.26 mi away · Grades -1-4
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
744
Student:teacher ratio
10.9:1
District
Newport
Middle
Frank E. Thompson Middle
0.37 mi away · Grades 5-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
565
Student:teacher ratio
9.7:1
District
Newport
High
Rogers High School
1.7 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
639
Student:teacher ratio
11.4:1
District
Newport

Walkability

Blended score for Newport's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

95
Highly walkable
out of 100
EPA National Walkability Index
18.3 / 20 -- Most walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores8
Parks20
Schools7
Transit stops20
Pharmacies5

Market position

How this listing compares to current activity in Newport, from live MLS data.

On the market 18 days -- 57 fewer days than Newport's current average of 75 days.
For reference, the median list price across 824 active listings in Newport right now is $5,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$9,153/mo
$299,000 down
$1,196,000 loan
Principal & interest$7,757
Property tax (est.)$1,246
Home insurance (est.)$150

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Data source: Listing information provided by Rhode Island Association of REALTORS via Trestle/CoreLogic. Last updated 4 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.