Condominium at 20427 Harborgate Court, Cornelius
Condominium at 20427 Harborgate Court, Cornelius, photo 2 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 3 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 4 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 5 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 6 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 7 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 8 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 9 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 10 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 11 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 12 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 13 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 14 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 15 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 16 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 17 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 18 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 19 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 20 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 21 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 22 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 23 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 24 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 25 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 26 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 27 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 28 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 29 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 30 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 31 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 32 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 33 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 34 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 35 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 36 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 37 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 38 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 39 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 40 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 41 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 42 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 43 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 44 of 45
Condominium at 20427 Harborgate Court, Cornelius, photo 45 of 45
45 photos

$799,000

20427 Harborgate Court
Cornelius, NC 28031
Listed by Wendy Stout Choquette · Choquette Properties Inc
Bedrooms
3
Bathrooms
2
Living area
1,360 sqft
Year built
1985

About this home

WOW is what you will say when you walk through the front door of this waterfront beauty! This updated 3 bedroom 2 full bath penthouse condo offers a vaulted ceiling in the family room as well as long range Lake Norman views from the sliding glass doors. The updated kitchen has an opening into the family room & features beautiful cabinets complete w/granite, tile backsplash, stainless steel appliances & even a wine fridge! The family room & dining area have sliding glass doors that lead to the open deck area which has a Sunbrella awning for shade or you can go over to the covered porch area which can also be accessed from the primary bedroom. Porch area has pull down shades to block the afternoon sun. A large magnolia tree offers privacy & shade as well! The primary bath has been updated with new cabinets & a wonderful tiled shower. Hardwoods in the dining area, kitchen & down the hallway. Deck and porch area have the Hydro Stop floor treatment, a huge upgrade. Plantation Shutters on windows ... Nice Blinds on sliders. Hydro-Host boat lift in Assigned slip #53 is included - outside slip with easy in and out- which you can see right from your condo. Maximum boat length 27 ft overall and must be titled in owner's name. Storage Closet on deck and additional 80 sq ft storage room in basement for all your water toys, etc. Clubhouse and Pool recently renovated and Harborgate Court Street and Parking Areas recently resurfaced. Confirmed Special Assessment of aprx $40 per month for AT&T Fiber Optic runs July-December 2026 and rolls into HOA dues in January 2027.

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4400359
Property type
Condominium
Subdivision
Harborgate
Status
Active
Days on market
91
On market date
July 21, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Cornelius Elementary
1.91 mi away · Grades 0-5
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
554
Student:teacher ratio
15.0:1
District
Charlotte-Mecklenburg Schools
Middle
Bailey Middle
3.66 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
1,370
Student:teacher ratio
17.3:1
District
Charlotte-Mecklenburg Schools
High
Cato Middle College High School
18.23 mi away · Grades 11-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
166
Student:teacher ratio
41.5:1
District
Charlotte-Mecklenburg Schools

Walkability

Blended score for Cornelius's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

18
Very car-dependent
out of 100
EPA National Walkability Index
5.8 / 20 -- Below average walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Cornelius, from live MLS data.

On the market 91 days -- right at Cornelius's current average of 91 days.
For reference, the median list price across 269 active listings in Cornelius right now is $425,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$4,962/mo
$159,800 down
$639,200 loan
Principal & interest$4,146
Property tax (est.)$666
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 3 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.