Single Family Residence at 198 Mary Ella Road, Harkers Island, NC 28531
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Floor plan for reference only. Measurements deemed to be reliable but not guaranteed - 198 Mary Ella Road, Harkers Island, NC 28531
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$434,000

198 Mary Ella Road, Harkers Island, NC 28531
Harkers Island, NC 28531
Listed by Lauren Roberts · Sandcastle Realty
Bedrooms
3
Bathrooms
2.5
Living area
1,811 sqft
Year built
1981

About this home

Imagine living the coastal life! This all brick ranch on Harkers Island is located on a quiet cul de sac with waterviews from the back. No HOA covenants or fees to deal with either. Just minutes from the public boat launch, fishing pier and beach, this property provides easy access to world class fishing, Cape Lookout National Seashore and Lighthouse and the downtown restaurants and shopping in Beaufort and Morehead City. Located in Shaded X flood zone, she sits high and dry. * The crawl space has been encapsulated and conditioned * water softener is included * roof, heat pump and all new ductwork installed in 2019. The back yard is fenced in and contains a large 16'x24' workshop and storage shed. Enter from the covered front porch to the large living room with fireplace, kitchen with plenty of counter space, solid wood cabinets and large pantry. There is a den/office overlooking the backyard with access to the back deck. There are 3 spacious bedrooms, 2 1/2 baths, laundry room with extra deep/large dog wash sink and a 1 car garage with high ceilings and storage shelving. Throughout this home you will notice 6 solar tubes which bring additional daylight into the rooms. Have a boat or RV? The extra wide driveway provides space to park all your toys while still having room for cars. There are views to the water from the back deck and the den. Harkers Island is the ideal place to relax at a slower pace. The ferry system is at the end of the island where you can take a ride to Core Banks and see dolphins and the famous Shackleford ponies on the way. At the entrance to the island is the new high-rise bridge with the pier and park below for fishing or just relaxing by the water. Call for an appointment and make your move to the coast a reality.

Highlights

Fireplace

Property details

MLS
Hive MLS
MLS #
100522566
Property type
Single Family Residence
Subdivision
Not In Subdivision
Status
Active
Days on market
448
On market date
August 1, 2025
Stories
N/A
Total bathrooms
2.5
Garage spaces
1
Parking spaces
1
Lot size
0.35 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Down East Middle and Smyrna Elementary
4.44 mi away · Grades -1-8
Zoned school (attendance boundary, 2015-16 data)
3.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
257
Student:teacher ratio
11.2:1
District
Carteret County Public Schools
Middle
Beaufort Middle
4.79 mi away · Grades 5-8
Nearest school -- attendance-zone data not available here
3.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
242
Student:teacher ratio
11.5:1
District
Carteret County Public Schools
High
East Carteret High
6.59 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
550
Student:teacher ratio
13.8:1
District
Carteret County Public Schools

Walkability

Blended score for Harkers Island's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

24
Car-dependent
out of 100
EPA National Walkability Index
4.8 / 20 -- Least walkable

Market position

How this listing compares to current activity in Harkers Island, from live MLS data.

On the market 448 days -- 300 more days than Harkers Island's current average of 148 days.
For reference, the median list price across 26 active listings in Harkers Island right now is $293,500.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,764/mo
$86,800 down
$347,200 loan
Principal & interest$2,252
Property tax (est.)$362
Home insurance (est.)$150

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Data source: Listing information provided by Hive MLS via Trestle/CoreLogic. Last updated 7 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.