Single Family Residence at 19406 SUNSET BAY DR, LAND O LAKES
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48 photos

$394,000

19406 SUNSET BAY DR
LAND O LAKES, FL 34638
Listed by Robert Zoller, Jr · BRAINARD REALTY
Bedrooms
3
Bathrooms
2
Living area
1,735 sqft
Year built
2007

About this home

**BUY THIS HOME WITH ZERO MONEY OUT OF POCKET!*** Yes, it may be possible! **19406 Sunset Bay Drive is USDA eligible**, giving qualified buyers the opportunity for **100% FINANCING WITH NO DOWN PAYMENT**. Combine that with available **SELLER CREDITS toward allowable closing costs**, and qualified buyers may be able to purchase this home with **little to potentially $0 out of pocket at closing!** Now let's talk about the home! Welcome to this beautifully maintained **3-bedroom, 2-bath home in the gated Lakeshore Ranch community**, where major updates, comfortable living, and resort-style amenities come together. One of the biggest expenses has already been taken care of with a **BRAND NEW ROOF IN 2024!** The home was also **FRESHLY PAINTED IN 2024** and features an **A/C replaced in 2018 and water heater in 2020**, giving buyers even more reasons to take a closer look.Already Low HOA cover internet and cable. Step inside and you'll immediately notice the bright, open feel created by the impressive **12-FT VAULTED CEILINGS**. Luxury vinyl plank flooring flows throughout the home, while the spacious living area and versatile flex room provide plenty of options for a home office, formal dining room, playroom, or additional living space. The kitchen features stainless steel appliances, a **GAS RANGE**, ample cabinetry, and an open connection to the main living area—perfect for everyday living and entertaining. Step outside to the **COVERED LANAI and FULLY FENCED BACKYARD**, creating a great outdoor space for entertaining, relaxing, gardening, or simply enjoying the Florida weather. Then there's the **LAKESHORE RANCH LIFESTYLE**. This gated, master-planned community offers an impressive collection of amenities including resort-style pools, clubhouse, fitness center, **PICKLEBALL**, tennis and basketball courts, playgrounds, dog parks, scenic walking trails, conservation areas, and more. Pickleball enthusiasts will especially appreciate the opportunity to enjoy the game right within the community. Conveniently located in Land O' Lakes near shopping, dining, medical facilities, recreation, and major commuter routes, this home offers much more than just a place to live—it's an opportunity to enjoy the Florida lifestyle while potentially purchasing with **NO DOWN PAYMENT**. **3 BEDROOMS • 2 BATHS • NEW ROOF 2024 • 12-FT VAULTED CEILINGS • FENCED YARD • GAS RANGE • LAKESHORE RANCH • USDA 100% FINANCING** Don't assume you need thousands of dollars saved to become a homeowner. **You may be able to BUY THIS HOME WITH ZERO MONEY OUT OF POCKET!** Ask us how and schedule your private showing today!

Property details

MLS
Stellar MLS
MLS #
MFRTB8523863
Property type
Single Family Residence
Subdivision
LAKESHORE RANCH PH I
Status
Active
Days on market
97
On market date
July 1, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.16 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
CONNERTON ELEMENTARY SCHOOL
2.55 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
906
Student:teacher ratio
17.1:1
District
PASCO
Middle
PINE VIEW MIDDLE SCHOOL
5.2 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,174
Student:teacher ratio
18.9:1
District
PASCO
High
LAND O' LAKES HIGH SCHOOL
1.57 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,083
Student:teacher ratio
22.6:1
District
PASCO

Walkability

Blended score for LAND O LAKES's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

24
Car-dependent
out of 100
EPA National Walkability Index
4.3 / 20 -- Least walkable
Google Places amenity density
27 / 100
Restaurants & cafes2
Grocery stores0
Parks0
Schools3
Transit stops2
Pharmacies0

Market position

How this listing compares to current activity in LAND O LAKES, from live MLS data.

On the market 97 days -- 11 more days than LAND O LAKES's current average of 86 days.
For reference, the median list price across 782 active listings in LAND O LAKES right now is $380,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,523/mo
$78,800 down
$315,200 loan
Principal & interest$2,044
Property tax (est.)$328
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 18 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.