Welcome home! - 18912 Harbor Cove Drive, Cornelius
Well maintained yard with privacy landscaping on the side and back - 18912 Harbor Cove Drive, Cornelius
2 photos

$530,000

18912 Harbor Cove Drive
Cornelius, NC 28031
Listed by Amy Fraser · Cottage Real Estate
Bedrooms
4
Bathrooms
2.5
Living area
2,052 sqft
Year built
2003

About this home

Discover a wonderful combination of comfort, location and recreation in established Victoria Bay. This 4 bedroom, 2.5 bath Cornelius home offers an inviting layout, a two-car garage, and convenient access to downtown Cornelius, the Cain Center for the Arts, Cornelius Elementary School, and nearby Davidson. Inside the entry welcomes you to comfortable gathering spaces with a gas fireplace, updated lighting, wood plank tile throughout the main level, and plantation shutters installed throughout the home. The refreshed kitchen features quartz countertops, a tile backsplash, and an updated sink and Brizo faucet. Out the slider off the kitchen/dining area you will find the backyard patio where you’re welcomed by lush landscaping and peaceful views. Upstairs you’ll find all 4 bedrooms and the laundry room. The primary suite offers upgrades in the primary bathroom with a newer shower, vanity and tile flooring. The hall bath was also upgraded with tile flooring. The sellers have also invested in important improvements: new HVAC system installed in June 2025, replacement windows and sliding glass door in 2023, and a new roof installed in August 2017. Enjoy community amenities including a swimming pool, clubhouse, tennis/pickleball and basketball courts, walking trails, and neighborhood lake access for launching kayaks, paddleboards, or canoes. With dining, shopping, schools, recreation attractions, and I-77 close by, this home makes it easy to enjoy the Cornelius and Lake Norman-area lifestyle.

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4434910
Property type
Single Family Residence
Subdivision
Victoria Bay
Status
Active
Days on market
N/A
On market date
October 29, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Cornelius Elementary
0.59 mi away · Grades 0-5
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
554
Student:teacher ratio
15.0:1
District
Charlotte-Mecklenburg Schools
Middle
Bailey Middle
2.27 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
1,370
Student:teacher ratio
17.3:1
District
Charlotte-Mecklenburg Schools
High
Cato Middle College High School
17.32 mi away · Grades 11-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
166
Student:teacher ratio
41.5:1
District
Charlotte-Mecklenburg Schools

Walkability

Blended score for Cornelius's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

73
Walkable
out of 100
EPA National Walkability Index
10.8 / 20 -- Above average walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores13
Parks14
Schools15
Transit stops20
Pharmacies4

Market position

How this listing compares to current activity in Cornelius, from live MLS data.

On the market 0 days -- 97 fewer days than Cornelius's current average of 97 days.
For reference, the median list price across 257 active listings in Cornelius right now is $438,000.

Mortgage calculator

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Est. monthly payment
$3,342/mo
$106,000 down
$424,000 loan
Principal & interest$2,750
Property tax (est.)$442
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 10 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.