Single Family Residence at 18714 ARBOR DR, LUTZ
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$449,000

18714 ARBOR DR
LUTZ, FL 33548
Listed by Kate Cottle · LPT REALTY LLC
Bedrooms
2
Bathrooms
2.5
Living area
1,544 sqft
Year built
1964

About this home

Rare Ski Lake Investment Opportunity! Incredible opportunity to own a waterfront property with extensive frontage on a private ski lake in desirable Lutz. This 2-bedroom, 2-bath home is livable but in need of substantial renovation and is being offered primarily as an investment opportunity. The property features a detached garage with HVAC and a toilet, providing excellent potential for a workshop, storage, or additional flex space (buyer to verify permitted use). An existing in-ground pool is also on the property. Whether you're looking to renovate, expand, or build your dream lakefront home, this property offers exceptional potential in a sought-after location. Cash buyers or buyers utilizing renovation financing are encouraged, as the property may not qualify for traditional financing. Sold AS-IS. Buyers should verify all measurements, zoning, land use, and any future development possibilities.

Highlights

WaterfrontPrivate pool

Property details

MLS
Stellar MLS
MLS #
MFRTB8534094
Property type
Single Family Residence
Subdivision
UNPLATTED
Status
Active
Days on market
11
On market date
July 30, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
1
Parking spaces
N/A
Lot size
0.37 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

ElementaryCharter
SUNLAKE ACADEMY OF MATH AND SCIENCES
0.59 mi away · Grades 0-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
826
Student:teacher ratio
16.2:1
District
HILLSBOROUGH
Middle
MARTINEZ MIDDLE SCHOOL
3.01 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,145
Student:teacher ratio
20.1:1
District
HILLSBOROUGH
High
STEINBRENNER HIGH SCHOOL
3.05 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,506
Student:teacher ratio
24.1:1
District
HILLSBOROUGH

Walkability

Blended score for LUTZ's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

57
Somewhat walkable
out of 100
EPA National Walkability Index
9.0 / 20 -- Below average walkable
Google Places amenity density
75 / 100
Restaurants & cafes12
Grocery stores2
Parks2
Schools5
Transit stops0
Pharmacies2

Market position

How this listing compares to current activity in LUTZ, from live MLS data.

On the market 11 days -- 81 fewer days than LUTZ's current average of 92 days.
For reference, the median list price across 437 active listings in LUTZ right now is $425,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$2,854/mo
$89,800 down
$359,200 loan
Principal & interest$2,330
Property tax (est.)$374
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 21, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.