Single Family Residence at 184-186 Ash St, Gardner MA 01440
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$575,000

184-186 Ash St, Gardner MA 01440
Gardner, MA 01440
Listed by Kevin Cormier
Bedrooms
5
Bathrooms
2.5
Living area
2,368 sqft
Year built
1920

About this home

Whether you're looking for a spacious home with separate living areas for multi-generational living or an income-producing property to help offset your mortgage, this beautifully updated home delivers! The main unit offers 3 bedrooms, 1.5 baths, gleaming hardwood floors, an impressive vaulted great room with skylights, and an updated open-concept kitchen featuring an island and breakfast bar. The second unit offers 2 bedrooms, modern updates, beautiful bamboo hardwood flooring, and an open kitchen and living room layout. Separate utilities add convenience and flexibility, while new vinyl siding enhances curb appeal and minimizes maintenance. Step outside to your spacious, level, fenced-in backyard featuring a covered patio with paving stones and a stone fire pit—an ideal setting for summer barbecues, entertaining friends, or simply relaxing outdoors! With flexible living arrangements, income potential, and inviting indoor and outdoor spaces, this is a property that truly offers the best of both worlds! COMES WITH A FREE ONE YEAR HOME WARRANTY FOR ADDED PEACE OF MIND!

Highlights

Fireplace

Property details

MLS
MLS Property Information Network
MLS #
73593213
Property type
Single Family Residence
Subdivision
N/A
Status
Active
Days on market
4
On market date
October 21, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
N/A
Parking spaces
4
Lot size
0.53 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Waterford Street
0.6 mi away · Grades -1-1
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
435
Student:teacher ratio
13.2:1
District
Gardner
Middle
Gardner Middle School
1.33 mi away · Grades 5-7
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
518
Student:teacher ratio
12.6:1
District
Gardner
High
Gardner Academy for Learning and Technology
1.07 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
96
Student:teacher ratio
12.0:1
District
Gardner

Walkability

Blended score for Gardner's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

81
Highly walkable
out of 100
EPA National Walkability Index
13.5 / 20 -- Above average walkable
Google Places amenity density
100 / 100
Restaurants & cafes19
Grocery stores4
Parks11
Schools6
Transit stops20
Pharmacies5

Market position

How this listing compares to current activity in Gardner, from live MLS data.

On the market 4 days -- 89 fewer days than Gardner's current average of 93 days.
For reference, the median list price across 164 active listings in Gardner right now is $382,450.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,613/mo
$115,000 down
$460,000 loan
Principal & interest$2,984
Property tax (est.)$479
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated 9 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.