Condominium at 165 Cottage St # 207, Chelsea MA 02150
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$385,000

165 Cottage St # 207, Chelsea MA 02150
Chelsea, MA 02150
Listed by Jennifer Wu
Bedrooms
2
Bathrooms
1.5
Living area
865 sqft
Year built
1987

About this home

Thinking you can’t afford to buy yet in this market? Think again. Qualified buyers may be eligible for up to $25,000 in grant assistance, plus special financing programs with low down payment options and low rates. Owner-occupants may also qualify for the city’s residential tax exemption for added annual savings. Reach out to see what you qualify for!Enjoy low-maintenance living in an inviting, beautifully updated 2BR, 1.5BA condo offering 865 SF of living space. The updated open concept kitchen features beautiful cabinetry, granite countertops, and a new stainless steel oven, creating a stylish and functional space for everyday living and entertaining. The primary bedroom features a large walk-in closet with exceptional storage. Central air and heat keep you comfortable year-round, and convenient laundry hookups are located in the unit. One exclusive parking space as well as a designated storage unit are included. The HOA fee of $585/month includes the master insurance, professional on-site management, gated community, in-ground pool, fitness center, sauna, clubhouse, rentable conference room, water & sewer, trash removal, and exterior and common area maintenance i.e. landscaping and snow removal. Ideally located near the MBTA Silver Line, Chelsea Commuter Rail, major highways, shopping, dining, bike paths, beaches, and Boston.

Property details

MLS
MLS Property Information Network
MLS #
73584743
Property type
Condominium
Subdivision
N/A
Status
Active
Days on market
21
On market date
September 30, 2026
Stories
1
Total bathrooms
1.5
Garage spaces
N/A
Parking spaces
1
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Shurtleff Early Childhood
0.51 mi away · Grades -1-1
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
831
Student:teacher ratio
14.8:1
District
Chelsea
Middle
Clark Avenue School
0.54 mi away · Grades 5-8
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
719
Student:teacher ratio
14.1:1
District
Chelsea
HighCharter
Phoenix Charter Academy
0.48 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
185
Student:teacher ratio
15.4:1
District
Phoenix Charter Academy (District)

Walkability

Blended score for Chelsea's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

93
Highly walkable
out of 100
EPA National Walkability Index
17.7 / 20 -- Most walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores20
Parks20
Schools20
Transit stops20
Pharmacies4

Market position

How this listing compares to current activity in Chelsea, from live MLS data.

On the market 21 days -- 61 fewer days than Chelsea's current average of 82 days.
For reference, the median list price across 402 active listings in Chelsea right now is $2,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,469/mo
$77,000 down
$308,000 loan
Principal & interest$1,998
Property tax (est.)$321
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated 7 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.