Single Family Residence at 1613 Umstead Street, Charlotte
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first floor screened in porch - 1613 Umstead Street, Charlotte
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third story terrace - 1613 Umstead Street, Charlotte
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first floor - 1613 Umstead Street, Charlotte
second floor - 1613 Umstead Street, Charlotte
third floor - 1613 Umstead Street, Charlotte
28 photos

$1,399,000

1613 Umstead Street
Charlotte, NC 28205
Listed by Lara Bucci · Savvy + Co Real Estate
Bedrooms
4
Bathrooms
4.5
Living area
4,187 sqft
Year built
2025

About this home

Experience the rare combination of new-construction luxury, exceptional space, and an unbeatable urban location. Ideally positioned in Belmont just minutes from Plaza Midwood, NoDa, and Uptown, this stunning 4-bedroom, 4.5-bath home offers approximately 4,200 square feet across three thoughtfully designed levels. The main level was made for everyday living and effortless entertaining, featuring beautiful white oak flooring, a spacious open-concept living area, and a chef-inspired kitchen with a striking waterfall island, gas cooktop, double ovens, abundant cabinetry, and a walk-in pantry. The living space flows seamlessly to the screened porch and backyard, creating an inviting indoor-outdoor connection. Upstairs, the private bedroom level offers generous accommodations, including a luxurious primary suite and well-appointed secondary bedrooms. Thoughtful details throughout the home provide the comfort and finish level expected from a truly exceptional new build. Then comes the showstopper: the entire third floor is dedicated to living and entertaining. A spacious bonus room with its own kitchenette opens to a covered porch, creating an incredible private retreat for movie nights, game days, guests, a home office, or simply relaxing above it all. This flexible level gives the home a versatility rarely found in Charlotte's urban core. Outside, enjoy a sizable backyard, two-car garage, and the convenience of being close to some of Charlotte's most sought-after restaurants, breweries, coffee shops, entertainment, greenways, and neighborhood destinations. Why choose between space and location when you can have both? Live minutes from Uptown while enjoying the walkable, energetic lifestyle of Belmont and Plaza Midwood—all from a brand-new luxury home with room to truly live, work, and entertain. 1613 Umstead Street is more than a new home—it's an urban lifestyle with room to grow.

Highlights

FireplaceNew construction

Property details

MLS
Canopy MLS
MLS #
CAR4305021
Property type
Single Family Residence
Subdivision
Belmont
Status
Active
Days on market
321
On market date
September 22, 2025
Stories
N/A
Total bathrooms
4.5
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Walter G. Byers School
1.77 mi away · Grades -1-8
Zoned school (attendance boundary, 2015-16 data)
2.9
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
369
Student:teacher ratio
9.7:1
District
Charlotte-Mecklenburg Schools
Middle
Piedmont Middle School
0.74 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.1
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
1,090
Student:teacher ratio
22.7:1
District
Charlotte-Mecklenburg Schools
High
Cato Middle College High School
5.27 mi away · Grades 11-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
166
Student:teacher ratio
41.5:1
District
Charlotte-Mecklenburg Schools

Walkability

Blended score for Charlotte's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

87
Highly walkable
out of 100
EPA National Walkability Index
15.7 / 20 -- Most walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores5
Parks14
Schools20
Transit stops20
Pharmacies5

Market position

How this listing compares to current activity in Charlotte, from live MLS data.

On the market 321 days -- 253 more days than Charlotte's current average of 68 days.
For reference, the median list price across 5,664 active listings in Charlotte right now is $359,900.

Mortgage calculator

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Est. monthly payment
$8,575/mo
$279,800 down
$1,119,200 loan
Principal & interest$7,259
Property tax (est.)$1,166
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.