Condominium at 16 SUMMER TER #16, PALM COAST
Condominium at 16 SUMMER TER #16, PALM COAST, photo 2 of 8
Condominium at 16 SUMMER TER #16, PALM COAST, photo 3 of 8
Condominium at 16 SUMMER TER #16, PALM COAST, photo 4 of 8
Condominium at 16 SUMMER TER #16, PALM COAST, photo 5 of 8
Primary bedroom - 16 SUMMER TER #16, PALM COAST
Bedroom 2 - 16 SUMMER TER #16, PALM COAST
Bedroom 3 - 16 SUMMER TER #16, PALM COAST
8 photos

$262,000

16 SUMMER TER #16
PALM COAST, FL 32137
Listed by Catherine Swanson · COASTAL GATEWAY REAL ESTATE GR
Bedrooms
3
Bathrooms
2
Living area
1,369 sqft
Year built
2003

About this home

Beautifully updated and ideally located, this Palm Coast home is perfect for full-time living, a seasonal getaway, or a future retirement retreat. Easy to lock up and leave, then return to enjoy everything Florida living provides. Inside, approximately $10,000 in new luxury vinyl flooring is complemented by fresh designer paint and trim throughout. The spacious open-concept living area is ideal for relaxing or entertaining, while the sunroom provides a bright, inviting space to unwind. The primary suite features a walk-in closet and private en-suite bath, while the split floor plan offers additional bedrooms for privacy. An interior laundry room and two-car garage with tile flooring add everyday convenience. Just steps away are the community’s private pool, clubhouse, and guest parking. Enjoy truly LOW MAINTENANCE living, with the HOA covering exterior building maintenance, lawn care and landscaping of individual homes and common grounds, pest control, internet, cable, pool, and clubhouse. The roof was replaced by the HOA in 2022. This well-lit neighborhood offers a walkable lifestyle with restaurants, cafés, shopping, and everyday conveniences nearby. The home is approximately five minutes from I-95 and 15 minutes from the Atlantic Ocean, with easy access to historic St. Augustine, Daytona Beach, golf courses, beaches, and the Daytona Beach, Jacksonville, and Orlando international airports. A wonderful opportunity for buyers seeking an easy-care Florida home to enjoy now and for years to come.

Property details

MLS
Stellar MLS
MLS #
MFRFC319030
Property type
Condominium
Subdivision
ARBOR TRACE AT PALM COAST CONDO
Status
Active
Days on market
61
On market date
June 22, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.04 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
LEWIS E. WADSWORTH ELEMENTARY
1.98 mi away · Grades -1-6
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
905
Student:teacher ratio
14.6:1
District
FLAGLER
Middle
BUDDY TAYLOR MIDDLE SCHOOL
2.15 mi away · Grades 7-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,022
Student:teacher ratio
19.7:1
District
FLAGLER
High
MATANZAS HIGH SCHOOL
3.24 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,716
Student:teacher ratio
24.9:1
District
FLAGLER

Walkability

Blended score for PALM COAST's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

62
Walkable
out of 100
EPA National Walkability Index
9.2 / 20 -- Below average walkable
Google Places amenity density
85 / 100
Restaurants & cafes20
Grocery stores8
Parks2
Schools9
Transit stops0
Pharmacies7

Market position

How this listing compares to current activity in PALM COAST, from live MLS data.

On the market 61 days -- 49 fewer days than PALM COAST's current average of 110 days.
For reference, the median list price across 1,977 active listings in PALM COAST right now is $350,000.

Mortgage calculator

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Est. monthly payment
$1,728/mo
$52,400 down
$209,600 loan
Principal & interest$1,359
Property tax (est.)$218
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 22, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.