INNOVATE Real Estate
Single Family Residence at 148 Canal Street, Westerly
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$495,000

Bedrooms
4
Bathrooms
2
Living area
2,090 sqft
Year built
1900
148 Canal Street
Westerly, RI 02891
Listed by Ocean Front Homes

Highlights

Property type
Single Family Residence
Lot size
1.31 acres
On market
10 days

About this home

Vintage charm, generous space, and a convenient downtown Westerly location! Set on a spacious 1.31-acre lot, this charming early-1900s home offers 4 bedrooms, 2 full baths, a living room, dining area, additional sitting area, and kitchen. Beautiful period-detail hardwood floors and ceramic tile in the kitchen and baths add character and appeal. Enjoy the covered rear deck and the versatility of a separate studio building, ideal for hobbies, creative pursuits, or workspace. Additional features include owned solar panels on the front portion of the home, a newer furnace, and updated 200-amp electrical service. Conveniently located near highway access, beautiful area beaches, restaurants, shopping, and downtown amenities, this property combines vintage character with space and convenience.

Property details

MLS
Rhode Island Association of REALTORS®
MLS #
1427199
Property type
Single Family Residence
Subdivision
Downtown Canal Street
Status
Active
Days on market
10
On market date
October 28, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
1.31 acres

Location

Get directions →
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Springbrook Elementary School
0.66 mi away · Grades 0-4
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
267
Student:teacher ratio
12.1:1
District
Westerly
Middle
Westerly Middle School
3.94 mi away · Grades 5-8
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
740
Student:teacher ratio
11.2:1
District
Westerly
High
Westerly High School
1.45 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
726
Student:teacher ratio
9.9:1
District
Westerly

Walkability

Blended score for Westerly's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

21
Car-dependent
out of 100
EPA National Walkability Index
5.7 / 20 -- Least walkable
Google Places amenity density
10 / 100
Restaurants & cafes0
Grocery stores0
Parks1
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Westerly, from live MLS data.

On the market 10 days -- 43 fewer days than Westerly's current average of 53 days.
For reference, the median list price across 149 active listings in Westerly right now is $549,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

Adjust tax / insurance estimates
Est. monthly payment
$3,131/mo
$99,000 down
$396,000 loan
Principal & interest$2,568
Property tax (est.)$413
Home insurance (est.)$150

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Data source: Listing information provided by Rhode Island Association of REALTORS®. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.