Kershaw County West - Lugoff at 1463 Spears Creek Road, Lugoff
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$295,500

1463 Spears Creek Road
Lugoff, SC 29078
Bedrooms
4
Bathrooms
2.5
Living area
2,216 sqft
Year built
1993

About this home

ONE-OF-A-KIND Retreat on Over 3 ACRES, NO HOA, ONE STORY, HARDWOOD FLOORS, Large COVERED PORCH, CUTTER ROOF, Multiple CAR PORTS and a SHOP with 2 LEAN-TOS. This beautiful one-story home is the perfect blend of privacy, space, and modern updates with low Kershaw County taxes. Situated on over 3 acres, this 4 bedroom, 2.5-bath home is packed with unique features and recent improvements. Step inside to an inviting open-concept floor plan featuring stunning cedar beam ceilings in the living room, dining area, and kitchen. Hardwood floors flow throughout the main living spaces and master bedroom, and the other 3 bedrooms provide comfort with carpet. Sheetrock walls throughout provide a finished look, and the oversized living room provides plenty of space for entertaining, relaxing, or creating a shared office area. The kitchen is designed for both function and gathering, featuring an island with seating and a spacious pantry. The backdoor opens to a mud room/laundry room that includes a drop zone for bags, shoes and electronic devices with electrical ports. Outside, you'll find exceptional outdoor living and storage options. Enjoy your morning coffee on the large front deck or unwind on the covered 16' x 23' rear deck complete with privacy shades. The property also features brick underpinning, an 18' x 30' garage/workshop with lean-tos on both sides, and two double-car carports, providing abundant space for vehicles, equipment, hobbies, and storage. Major updates include a standing seam metal roof installed by Cutter Roofing in June 2021, new windows, new front door, siding with fan-fold insulation, and gutters installed in July 2023, plus a brand-new HVAC system installed in March 2026. If you're looking for room to spread out, modern updates, and peaceful country living, this rare property is a must-see! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Property details

MLS
Consolidated MLS
MLS #
645893
Property type
Kershaw County West - Lugoff, Elgin
Subdivision
NONE
Status
Active
Days on market
1
On market date
October 29, 2026
Stories
1
Total bathrooms
2.5
Garage spaces
7
Parking spaces
N/A
Lot size
3.01 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Doby's Mill Elementary
2.03 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: Average (2025)
Enrollment
624
Student:teacher ratio
16.9:1
District
Kershaw 01
Middle
Leslie M. Stover Middle
5.85 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: Average (2025)
Enrollment
705
Student:teacher ratio
17.2:1
District
Kershaw 01
High
Lugoff-Elgin High
6.83 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,667
Student:teacher ratio
18.1:1
District
Kershaw 01

Walkability

Blended score for Lugoff's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

12
Very car-dependent
out of 100
EPA National Walkability Index
4.0 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Lugoff, from live MLS data.

On the market 1 days -- 67 fewer days than Lugoff's current average of 68 days.
For reference, the median list price across 91 active listings in Lugoff right now is $318,373.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$1,930/mo
$59,100 down
$236,400 loan
Principal & interest$1,533
Property tax (est.)$246
Home insurance (est.)$150

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Data source: Listing information provided by Consolidated MLS (COLUMBIA) via Trestle/CoreLogic. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.