Single Family Residence at 130 Emerald St, Gardner MA 01440
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$379,900

130 Emerald St, Gardner MA 01440
Gardner, MA 01440
Listed by Robert Johnson
Bedrooms
4
Bathrooms
1.5
Living area
2,160 sqft
Year built
1930

About this home

Welcome to this well-loved home, proudly owned and meticulously maintained by the same owners for over 35 years. While the interior reflects its original charm and is ready for your personal updates, this home offers exceptional character, solid construction, and endless potential for the right buyer. Inside, you’ll find beautiful glass French doors that add warmth and elegance, a cozy wood-burning fireplace, and a partially finished basement that provides additional living or recreation space. The upgraded chimney offers added peace of mind for years to come. Step outside to enjoy the partially fenced backyard, offering space for gardening, outdoor entertaining, or simply relaxing in your own backyard retreat. Incredible walkability to groceries, pharmacies, dining, and convenience stores. Whether you’re a first-time homebuyer, someone looking to build equity, or an investor seeking a home with great bones, this property is a fantastic opportunity. Back on the market due to buyer financing. Recent updates have been completed with a variety of financing options in mind, including FHA and VA financing. Don’t miss this opportunity to make this home your own! Open House on Oct 17th 9am - 11am and 3pm - 5pm

Highlights

Fireplace

Property details

MLS
MLS Property Information Network
MLS #
73548773
Property type
Single Family Residence
Subdivision
N/A
Status
Active
Days on market
102
On market date
July 13, 2026
Stories
N/A
Total bathrooms
1.5
Garage spaces
N/A
Parking spaces
3
Lot size
0.17 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Waterford Street
0.58 mi away · Grades -1-1
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
435
Student:teacher ratio
13.2:1
District
Gardner
Middle
Gardner Middle School
1.6 mi away · Grades 5-7
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
518
Student:teacher ratio
12.6:1
District
Gardner
High
Gardner Academy for Learning and Technology
0.88 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
96
Student:teacher ratio
12.0:1
District
Gardner

Walkability

Blended score for Gardner's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

93
Highly walkable
out of 100
EPA National Walkability Index
17.5 / 20 -- Most walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores7
Parks14
Schools7
Transit stops20
Pharmacies6

Market position

How this listing compares to current activity in Gardner, from live MLS data.

On the market 102 days -- 10 more days than Gardner's current average of 92 days.
For reference, the median list price across 163 active listings in Gardner right now is $385,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,438/mo
$75,980 down
$303,920 loan
Principal & interest$1,971
Property tax (est.)$317
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated 20 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.