Single Family Residence at 12890 PAYTON ST, ODESSA
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46 photos

$660,000

12890 PAYTON ST
ODESSA, FL 33556
Listed by Lena Tan · BHHS FLORIDA PROPERTIES GROUP
Bedrooms
4
Bathrooms
3
Living area
2,881 sqft
Year built
2018

About this home

Beautiful 4-bedroom, 3-bathroom home with a loft in highly sought-after Starkey Ranch! This well-appointed home features tile flooring throughout, elegant tray ceilings, numerous builder upgrades, and a 2-car garage. The spacious loft offers flexible space for a home office, media room, or additional living area. Enjoy Florida outdoor living from the seller-added screened-in lanai, perfect for relaxing or entertaining. A water softener was also added by the seller for added convenience. Located in a desirable community with A-rated schools, exceptional amenities, parks, trails, shopping, dining, and convenient access to major roadways. A wonderful opportunity to enjoy the Starkey Ranch lifestyle!

Property details

MLS
Stellar MLS
MLS #
MFRTB8534201
Property type
Single Family Residence
Subdivision
STARKEY RANCH VILLAGE 2 PH 1A
Status
Active
Days on market
44
On market date
July 30, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
0.13 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
STARKEY RANCH K-8
0.75 mi away · Grades -1-7
Nearest school -- attendance-zone data not available here
Not yet rated
Local Score not yet available for this school
Enrollment
1,549
District
PASCO
Middle
SEVEN SPRINGS MIDDLE SCHOOL
4.14 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,656
Student:teacher ratio
20.4:1
District
PASCO
High
JAMES W. MITCHELL HIGH SCHOOL
3.95 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,172
Student:teacher ratio
22.6:1
District
PASCO

Walkability

Blended score for ODESSA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

29
Car-dependent
out of 100
EPA National Walkability Index
5.8 / 20 -- Below average walkable

Market position

How this listing compares to current activity in ODESSA, from live MLS data.

On the market 44 days -- 50 fewer days than ODESSA's current average of 94 days.
For reference, the median list price across 309 active listings in ODESSA right now is $675,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$4,125/mo
$132,000 down
$528,000 loan
Principal & interest$3,425
Property tax (est.)$550
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated September 12, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.