INNOVATE Real Estate
Single Family Residence at 12805 98TH ST, LARGO
Virtually Staged - 12805 98TH ST, LARGO
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Floor plan created by Cubicasa APP. Measurements not guaranteed. - 12805 98TH ST, LARGO
100 photos

$529,900

12805 98TH ST
LARGO, FL 33773
Listed by Daniela Illiano · CHARLES RUTENBERG REALTY INC
Bedrooms
4
Bathrooms
2
Living area
1,792 sqft
Year built
1981

About this home

Virtually Staged. SPACE, COMFORT, AND CONVENIENCE IN UNINCORPORATED LARGO! This four-bedroom, two-bathroom home offers approximately 1,792 square feet of living space with a versatile floor plan designed for everyday comfort. An abundance of natural light creates a bright and inviting atmosphere throughout the living areas, while a wood-burning fireplace adds warmth and character. The split-bedroom floor plan offers added privacy, while the additional living area provides flexibility for entertaining, relaxing, or creating a space to suit your needs. Stone countertops complement the kitchen, adding a stylish touch to this everyday space. The enclosed, screened-in patio offers a comfortable setting to enjoy your morning coffee or unwind at the end of the day. Additional highlights include a roof replaced in 2025, an indoor laundry room, a two-car attached garage, and an RV hookup. Conveniently located near shopping, dining, and everyday essentials, this property offers a combination of space, functionality, and convenience. Schedule your private showing to discover all this home has to offer!

Highlights

Fireplace

Property details

MLS
Stellar MLS
MLS #
MFRTB8561145
Property type
Single Family Residence
Subdivision
BLUE WATER COVE
Status
Active
Days on market
1
On market date
October 25, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.28 acres

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
FUGUITT ELEMENTARY SCHOOL
0.46 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
488
Student:teacher ratio
12.8:1
District
PINELLAS
Middle
LARGO MIDDLE SCHOOL
1.49 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
890
Student:teacher ratio
17.5:1
District
PINELLAS
High
PINELLAS GULF COAST ACADEMY
1.83 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
223
Student:teacher ratio
20.3:1
District
PINELLAS

Walkability

Blended score for LARGO's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

75
Walkable
out of 100
EPA National Walkability Index
12.2 / 20 -- Above average walkable
Google Places amenity density
95 / 100
Restaurants & cafes20
Grocery stores8
Parks2
Schools7
Transit stops20
Pharmacies9

Market position

How this listing compares to current activity in LARGO, from live MLS data.

On the market 1 days -- 98 fewer days than LARGO's current average of 99 days.
For reference, the median list price across 796 active listings in LARGO right now is $210,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$3,341/mo
$105,980 down
$423,920 loan
Principal & interest$2,750
Property tax (est.)$442
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.