INNOVATE Real Estate
Single Family Residence at 12525 NE 204TH TER, WALDO
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49 photos

$595,000

12525 NE 204TH TER
WALDO, FL 32694
Listed by Laura Gunter · BHGRE THOMAS GROUP
Bedrooms
2
Bathrooms
1
Living area
1,300 sqft
Year built
1962

About this home

LAKEFRONT LIVING ON BEAUTIFUL SANTA FE LAKE! Don't miss this remodeled concrete block home with 100 feet of waterfront. Originally built in 1962, this charming home blends classic character with modern updates and exceptional outdoor living spaces. Features include luxury vinyl plank flooring, a beautifully updated kitchen with new cabinets, countertops and stainless steel appliances, shiplap bedroom accents adding coastal charm, remodeled bathroom, and a charming brick fireplace. You’ll enjoy the million-dollar views of Santa Fe Lake from numerous areas throughout. Outside, a new Trex deck and rebuilt wood dock provide the perfect setting for enjoying all that lakefront living has to offer. From boating, swimming, or entertaining, to simply relaxing and watching the sun rise and set, you’ll find this is the perfect spot to enjoy year-round lake life while still being convenient to Gainesville and surrounding areas.

Highlights

WaterfrontFireplace

Property details

MLS
Stellar MLS
MLS #
MFRGC540782
Property type
Single Family Residence
Subdivision
N/A
Status
Active
Days on market
47
On market date
June 8, 2026
Stories
N/A
Total bathrooms
1
Garage spaces
1
Parking spaces
N/A
Lot size
0.76 acres

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
KEYSTONE HEIGHTS ELEMENTARY
4.18 mi away · Grades -1-6
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
775
Student:teacher ratio
12.5:1
District
CLAY
Middle
None found nearby
High
KEYSTONE HEIGHTS JUNIOR/SENIOR HIGH
3.9 mi away · Grades 7-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,236
Student:teacher ratio
18.4:1
District
CLAY

Walkability

Blended score for WALDO's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

15
Very car-dependent
out of 100
EPA National Walkability Index
3.0 / 20 -- Least walkable
Google Places amenity density
15 / 100
Restaurants & cafes0
Grocery stores0
Parks3
Schools0
Transit stops0
Pharmacies0

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,733/mo
$119,000 down
$476,000 loan
Principal & interest$3,087
Property tax (est.)$496
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated July 25, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.