Front - 12431 MONARCH CIR, SEMINOLE
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$459,900

12431 MONARCH CIR
SEMINOLE, FL 33772
Listed by Scott Turner · KELLER WILLIAMS ST PETE REALTY
Bedrooms
4
Bathrooms
2
Living area
1,630 sqft
Year built
1973

About this home

This HANDYMAN SPECIAL is perfect for investors or DIY enthusiasts looking to add value. High and Dry NO FLOOD ZONE! The kitchen, dining, and living areas have been beautifully updated, and the rest of the home is ready for your personal touch. The fully remodeled kitchen features new quartz countertops, new cabinets, and new ceramic plank flooring, which extends into the dining and living areas. The home also has a newer gas water heater, an AC unit from 2023, and solar panels with an assumable lease. The roof is 2006. The bathrooms need full remodeling, and the home requires interior and exterior paint. It will also need new doors throughout, and new flooring upstairs in the all the bedrooms and on the staircase. Original awning windows. The solar panels have an assumable lease. This property would make a great rental, with its prime location just five minutes from the beach, in a good school district, and close to shopping. Don't miss the opportunity to make this home into a fantastic rental investment, or an ideal flip, or an excellent primary residence in a good neighborhood.

Property details

MLS
Stellar MLS
MLS #
MFRTB8368448
Property type
Single Family Residence
Subdivision
BOCA CIEGA RIDGE 5TH ADD UNIT ONE
Status
Active
Days on market
328
On market date
April 1, 2025
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.17 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
BAUDER ELEMENTARY SCHOOL
0.4 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
700
Student:teacher ratio
14.6:1
District
PINELLAS
Middle
SEMINOLE MIDDLE SCHOOL
0.55 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
939
Student:teacher ratio
19.2:1
District
PINELLAS
High
RICHARD O JACOBSON TECHNICAL HIGH SCHOOL AT SEMINOLE
0.37 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
538
Student:teacher ratio
20.7:1
District
PINELLAS

Walkability

Blended score for SEMINOLE's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

76
Walkable
out of 100
EPA National Walkability Index
14.2 / 20 -- Above average walkable
Google Places amenity density
83 / 100
Restaurants & cafes9
Grocery stores2
Parks8
Schools7
Transit stops20
Pharmacies3

Market position

How this listing compares to current activity in SEMINOLE, from live MLS data.

On the market 328 days -- 243 more days than SEMINOLE's current average of 85 days.
For reference, the median list price across 513 active listings in SEMINOLE right now is $339,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,920/mo
$91,980 down
$367,920 loan
Principal & interest$2,386
Property tax (est.)$383
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated February 23, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.