Single Family Residence at 121 Waterford St, Gardner MA 01440
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$434,900

121 Waterford St, Gardner MA 01440
Gardner, MA 01440
Listed by Nancy Whitehouse-Bain
Bedrooms
3
Bathrooms
2
Living area
1,493 sqft
Year built
1936

About this home

Step inside this beautifully remodeled cape in Gardner, Massachusetts, where classic charm meets modern convenience. The home features fully remodeled interiors, including refinished hardwood and fresh tile floors throughout. The kitchen is completely updated with sleek quartz countertops and brand-new stainless steel appliances. The upper level boasts a brand new bathroom with a beautiful tub and tiled shower, while the charming downstairs bath offers built-ins and timeless character. Designed for seamless entertaining, the home boasts an excellent flow and versatile primary bedroom options on either level. You'll find custom built-in beds tucked into one of the rooms, adding a unique and charming touch. Outdoor features include a tiered backyard space with potential for landscape projects, and a secure one-car garage with a breezeway. Potential awaits in the basement for future expansion, which includes a convenient working toilet. The Open House is scheduled for Halloween, October 31, 2026. Time 11:00 AM-12:30 PM.

Property details

MLS
MLS Property Information Network
MLS #
73596371
Property type
Single Family Residence
Subdivision
N/A
Status
Active
Days on market
N/A
On market date
October 29, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
1
Parking spaces
3
Lot size
0.4 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Waterford Street
0.12 mi away · Grades -1-1
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
435
Student:teacher ratio
13.2:1
District
Gardner
Middle
Gardner Middle School
1.72 mi away · Grades 5-7
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
518
Student:teacher ratio
12.6:1
District
Gardner
High
Gardner Academy for Learning and Technology
1.14 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
96
Student:teacher ratio
12.0:1
District
Gardner

Walkability

Blended score for Gardner's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

72
Walkable
out of 100
EPA National Walkability Index
11.8 / 20 -- Above average walkable
Google Places amenity density
90 / 100
Restaurants & cafes20
Grocery stores2
Parks6
Schools5
Transit stops20
Pharmacies5

Market position

How this listing compares to current activity in Gardner, from live MLS data.

On the market 0 days -- 93 fewer days than Gardner's current average of 93 days.
For reference, the median list price across 169 active listings in Gardner right now is $374,500.

Mortgage calculator

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Est. monthly payment
$2,769/mo
$86,980 down
$347,920 loan
Principal & interest$2,257
Property tax (est.)$362
Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated 17 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.