Front Exterior - 121 FERNWOOD CIR #121, SEMINOLE
Entrance - 121 FERNWOOD CIR #121, SEMINOLE
Living Room - 121 FERNWOOD CIR #121, SEMINOLE
Living room and dining room - 121 FERNWOOD CIR #121, SEMINOLE
Living room and dining room - 121 FERNWOOD CIR #121, SEMINOLE
Living room - 121 FERNWOOD CIR #121, SEMINOLE
Dining room - 121 FERNWOOD CIR #121, SEMINOLE
Dining room - 121 FERNWOOD CIR #121, SEMINOLE
Living room - 121 FERNWOOD CIR #121, SEMINOLE
Living room - 121 FERNWOOD CIR #121, SEMINOLE
Living room - 121 FERNWOOD CIR #121, SEMINOLE
Living room - 121 FERNWOOD CIR #121, SEMINOLE
Living room - 121 FERNWOOD CIR #121, SEMINOLE
Living room - 121 FERNWOOD CIR #121, SEMINOLE
Living room and hall way to bed rooms - 121 FERNWOOD CIR #121, SEMINOLE
Kitchen - 121 FERNWOOD CIR #121, SEMINOLE
Kitchen - 121 FERNWOOD CIR #121, SEMINOLE
Kitchen - 121 FERNWOOD CIR #121, SEMINOLE
Kitchen - 121 FERNWOOD CIR #121, SEMINOLE
Kitchen - 121 FERNWOOD CIR #121, SEMINOLE
Kitchen - 121 FERNWOOD CIR #121, SEMINOLE
Foyer - 121 FERNWOOD CIR #121, SEMINOLE
Second entrance into the kitchen - 121 FERNWOOD CIR #121, SEMINOLE
second bedroom - 121 FERNWOOD CIR #121, SEMINOLE
second bedroom - 121 FERNWOOD CIR #121, SEMINOLE
second bedroom - 121 FERNWOOD CIR #121, SEMINOLE
Main bathroom - 121 FERNWOOD CIR #121, SEMINOLE
Primary Bedroom - 121 FERNWOOD CIR #121, SEMINOLE
Primary Bedroom - 121 FERNWOOD CIR #121, SEMINOLE
Ensuite bathroom - 121 FERNWOOD CIR #121, SEMINOLE
Ensuite bathroom - 121 FERNWOOD CIR #121, SEMINOLE
Clubhouse - 121 FERNWOOD CIR #121, SEMINOLE
Clubhouse - 121 FERNWOOD CIR #121, SEMINOLE
Laundry Room - 121 FERNWOOD CIR #121, SEMINOLE
Laundry Room - 121 FERNWOOD CIR #121, SEMINOLE
Laundry Room - 121 FERNWOOD CIR #121, SEMINOLE
Laundry Room - 121 FERNWOOD CIR #121, SEMINOLE
Community Pool - 121 FERNWOOD CIR #121, SEMINOLE
Community Pool - 121 FERNWOOD CIR #121, SEMINOLE
Community Pool - 121 FERNWOOD CIR #121, SEMINOLE
Community Pool - 121 FERNWOOD CIR #121, SEMINOLE
Pool seating area - 121 FERNWOOD CIR #121, SEMINOLE
Pool seating area - 121 FERNWOOD CIR #121, SEMINOLE
Pool seating area - 121 FERNWOOD CIR #121, SEMINOLE
Shuffle Board - 121 FERNWOOD CIR #121, SEMINOLE
Outdoor Grill area - 121 FERNWOOD CIR #121, SEMINOLE
Club house Interior - 121 FERNWOOD CIR #121, SEMINOLE
Club house Interior - 121 FERNWOOD CIR #121, SEMINOLE
Club house Interior - 121 FERNWOOD CIR #121, SEMINOLE
Club house Interior - 121 FERNWOOD CIR #121, SEMINOLE
Club house Interior - 121 FERNWOOD CIR #121, SEMINOLE
Club house Interior - 121 FERNWOOD CIR #121, SEMINOLE
Club house Interior - 121 FERNWOOD CIR #121, SEMINOLE
New AC - 121 FERNWOOD CIR #121, SEMINOLE
Building Exterior - 121 FERNWOOD CIR #121, SEMINOLE
Building Exterior - 121 FERNWOOD CIR #121, SEMINOLE
Condominium at 121 FERNWOOD CIR #121, SEMINOLE, photo 57 of 62
Parking - 121 FERNWOOD CIR #121, SEMINOLE
Parking - 121 FERNWOOD CIR #121, SEMINOLE
Condominium at 121 FERNWOOD CIR #121, SEMINOLE, photo 60 of 62
Condominium at 121 FERNWOOD CIR #121, SEMINOLE, photo 61 of 62
Condominium at 121 FERNWOOD CIR #121, SEMINOLE, photo 62 of 62
62 photos

$249,900

121 FERNWOOD CIR #121
SEMINOLE, FL 33777
Listed by PLUMLEE GULF BEACH REALTY
Bedrooms
2
Bathrooms
2
Living area
1,285 sqft
Year built
1974

About this home

FIRST FLOOR • MOVE-IN READY • DESIRABLE 55+ COMMUNITY With parking just right out your front door and the pool only feet from your back door. Opportunities like this don’t come along often—don’t let this one slip away. Tucked beside the natural beauty of Seminole Lake Park, this serene, park-like community known as The Gardens offers a truly special setting. The community features six clusters of six buildings, each arranged around its own private pool, clubhouse, and laundry facility, creating a welcoming and convenient atmosphere with a wide range of amenities, social events, and activities designed for an active lifestyle. This exceptional, open floor plan with spacious 2-bedrooms, 2-baths, a wonderful southwest-corner on the first-floor keeps the residence cool, comfortable. It's truly move-in ready. Highlights include newer hurricane-rated windows throughout, abundant natural light, and the convenience of two parking spaces just feet from your front door. With Seminole Lake Park just acrsss the way from the community —and a short drive to the Seminole Recreation Center, Seminole City Center, dining, shopping, entertainment, and award-winning Gulf beaches—this home offers the perfect blend of tranquility and approachability. Schedule your showing today and discover why The Gardens is one of Seminole’s most distinctive 55+ communities.

Property details

MLS
Stellar MLS
MLS #
MFRTB8470542
Property type
Condominium
Subdivision
GARDENS THE CONDO
Status
Active
Days on market
192
On market date
January 31, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
4.75 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
STARKEY ELEMENTARY SCHOOL
0.34 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
660
Student:teacher ratio
15.7:1
District
PINELLAS
Middle
OSCEOLA MIDDLE SCHOOL
0.72 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,068
Student:teacher ratio
17.8:1
District
PINELLAS
High
OSCEOLA FUNDAMENTAL HIGH
0.98 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,683
Student:teacher ratio
22.7:1
District
PINELLAS

Walkability

Blended score for SEMINOLE's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

55
Somewhat walkable
out of 100
EPA National Walkability Index
9.8 / 20 -- Below average walkable
Google Places amenity density
63 / 100
Restaurants & cafes7
Grocery stores1
Parks2
Schools8
Transit stops20
Pharmacies1

Market position

How this listing compares to current activity in SEMINOLE, from live MLS data.

On the market 192 days -- 107 more days than SEMINOLE's current average of 85 days.
For reference, the median list price across 510 active listings in SEMINOLE right now is $332,500.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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/mo
Est. monthly payment
$1,655/mo
$49,980 down
$199,920 loan
Principal & interest$1,297
Property tax (est.)$208
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 11, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.