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About this home
NEW PRICE $1,099,000 | FLOOD INSURANCE JUST $2,000/YR (TRANSFERABLE) | SELLER FINANCING | 628 FT GULF-ACCESS WATERFRONT ON 1.53 ACRES. The two questions every Crystal River waterfront buyer asks are already answered: the flood policy transfers at about $2,000 a year, and the seller will consider financing. Wrapped by water on three sides, this private point feels like your own island, with direct boat access to the Crystal River and the Gulf of Mexico, and Fort Island Gulf Beach just a 14-minute drive away. The 10,000-lb boat lift sits on new Kevlar-wrapped pilings (2026) and is ready for your boat at closing. The fully renovated 2,802 sq ft block/stucco home has a split-bedroom plan, travertine marble floors, French doors to the water, a wood-burning fireplace, and an eat-in kitchen with stone counters and 2025 GE appliances. Recent updates include dual-zone Trane HVAC (2022/2024) and a 2025 washer/dryer; roof 2012. Two-car garage, public water and sewer, high-speed internet, and no HOA. Dolphins, manatees, and sandhill cranes are regular visitors. Investors: the owner ran it as a vacation rental in 2024 at $350/night. Zoned CLR. Take the 360° virtual tour, then call to book your private showing.
Highlights
Property details
- MLS
- Stellar MLS
- MLS #
- MFROM725713
- Property type
- Single Family Residence
- Subdivision
- WALKER UNREC
- Status
- Active
- Days on market
- 142
- On market date
- June 2, 2026
- Stories
- N/A
- Total bathrooms
- 3
- Garage spaces
- 2
- Parking spaces
- N/A
- Lot size
- 1.53 acres
Location
Get directions →Nearby schools
Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.
- Enrollment
- 642
- Student:teacher ratio
- 16.9:1
- District
- CITRUS
- Enrollment
- 879
- Student:teacher ratio
- 17.9:1
- District
- CITRUS
- Enrollment
- 109
- Student:teacher ratio
- 18.2:1
- District
- CITRUS
Walkability
Blended score for CRYSTAL RIVER's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).
Market position
How this listing compares to current activity in CRYSTAL RIVER, from live MLS data.
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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 22 hr ago.
Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.







