Townhouse at 1103 Sapphire Avenue, Surf City, NC 28445
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62 photos

$899,900

1103 Sapphire Avenue, Surf City, NC 28445
Surf City, NC 28445
Listed by Sean D McDonnell · REAL Broker LLC
Bedrooms
4
Bathrooms
4.5
Living area
2,239 sqft
Year built
2023

About this home

Welcome to Osprey Point in Surf City—an exceptional coastal community offering ocean views, private community pool access, and effortless island living just 1 mile from Surf City's center and pier. This meticulously decorated townhome features an open living concept with 4 spacious bedrooms, 4.5 baths, and an elevator providing convenient access to all levels. The first level includes a generous primary suite with a private deck, two additional bedrooms, a full bath, and a laundry closet. On the second level, you'll find the fourth bedroom with its own private bath, a half bath, and an inviting open living area that flows onto a second deck—ideal for entertaining or relaxing. The third floor offers a large bonus/rec room perfect for a game room, movie space, or gathering area, complete with ocean views from the terrace. An outdoor shower adds convenience after beach days, and the home's thoughtful décor enhances its coastal charm. This property is well suited as a rental, second home, or a place to enjoy island living year round.

Property details

MLS
Hive MLS
MLS #
100612641
Property type
Townhouse
Subdivision
Osprey Point
Status
Active
Days on market
2
On market date
October 26, 2026
Stories
N/A
Total bathrooms
4.5
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.02 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
North Topsail Elementary
6.43 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
576
Student:teacher ratio
16.5:1
District
Pender County Schools
Middle
Topsail Middle
8.68 mi away · Grades 5-8
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
785
Student:teacher ratio
20.7:1
District
Pender County Schools
High
Pender Early College High
23.54 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
218
Student:teacher ratio
27.3:1
District
Pender County Schools

Walkability

Blended score for Surf City's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

56
Somewhat walkable
out of 100
EPA National Walkability Index
10.7 / 20 -- Above average walkable
Google Places amenity density
60 / 100
Restaurants & cafes20
Grocery stores2
Parks3
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Surf City, from live MLS data.

On the market 2 days -- 148 fewer days than Surf City's current average of 150 days.
For reference, the median list price across 134 active listings in Surf City right now is $799,997.

Mortgage calculator

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Est. monthly payment
$5,569/mo
$179,980 down
$719,920 loan
Principal & interest$4,669
Property tax (est.)$750
Home insurance (est.)$150

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Data source: Listing information provided by Hive MLS via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.