INNOVATE Real Estate
Both parcels combined - 109 OLD OAK LN, PALM HARBOR
Both parcels combined - 109 OLD OAK LN, PALM HARBOR
Both parcels combined - 109 OLD OAK LN, PALM HARBOR
Single Family Residence at 109 OLD OAK LN, PALM HARBOR, photo 4 of 78
Both parcels combined - 109 OLD OAK LN, PALM HARBOR
Both parcels combined - 109 OLD OAK LN, PALM HARBOR
Parcel 2 - 109 OLD OAK LN, PALM HARBOR
Parcel 1 - 109 OLD OAK LN, PALM HARBOR
Parcel 1 - 109 OLD OAK LN, PALM HARBOR
Parcel 1 - 109 OLD OAK LN, PALM HARBOR
Storage lot. - 109 OLD OAK LN, PALM HARBOR
Main house parcel 1 - 109 OLD OAK LN, PALM HARBOR
Main house parcel 1 - 109 OLD OAK LN, PALM HARBOR
Small house on Parcel 2 - 109 OLD OAK LN, PALM HARBOR
Single Family Residence at 109 OLD OAK LN, PALM HARBOR, photo 15 of 78
Single Family Residence at 109 OLD OAK LN, PALM HARBOR, photo 16 of 78
Single Family Residence at 109 OLD OAK LN, PALM HARBOR, photo 17 of 78
Single Family Residence at 109 OLD OAK LN, PALM HARBOR, photo 18 of 78
pond on parcel 2 - 109 OLD OAK LN, PALM HARBOR
Single Family Residence at 109 OLD OAK LN, PALM HARBOR, photo 20 of 78
Main House - 109 OLD OAK LN, PALM HARBOR
Main House - 109 OLD OAK LN, PALM HARBOR
Main House - 109 OLD OAK LN, PALM HARBOR
Main House - 109 OLD OAK LN, PALM HARBOR
Main House - 109 OLD OAK LN, PALM HARBOR
Main House - 109 OLD OAK LN, PALM HARBOR
Main House - 109 OLD OAK LN, PALM HARBOR
Main House - 109 OLD OAK LN, PALM HARBOR
Main House - 109 OLD OAK LN, PALM HARBOR
Main House - 109 OLD OAK LN, PALM HARBOR
Main House - 109 OLD OAK LN, PALM HARBOR
Main House - 109 OLD OAK LN, PALM HARBOR
Main House - 109 OLD OAK LN, PALM HARBOR
Single Family Residence at 109 OLD OAK LN, PALM HARBOR, photo 34 of 78
Single Family Residence at 109 OLD OAK LN, PALM HARBOR, photo 35 of 78
Single Family Residence at 109 OLD OAK LN, PALM HARBOR, photo 36 of 78
Single Family Residence at 109 OLD OAK LN, PALM HARBOR, photo 37 of 78
Single Family Residence at 109 OLD OAK LN, PALM HARBOR, photo 38 of 78
Main House - 109 OLD OAK LN, PALM HARBOR
Main House - 109 OLD OAK LN, PALM HARBOR
Single Family Residence at 109 OLD OAK LN, PALM HARBOR, photo 41 of 78
Primary bedroom - 109 OLD OAK LN, PALM HARBOR
Primary bedroom - 109 OLD OAK LN, PALM HARBOR
Primary bath - 109 OLD OAK LN, PALM HARBOR
Primary bath - 109 OLD OAK LN, PALM HARBOR
Primary bath - 109 OLD OAK LN, PALM HARBOR
Main House - 109 OLD OAK LN, PALM HARBOR
Main House - 109 OLD OAK LN, PALM HARBOR
Main House - 109 OLD OAK LN, PALM HARBOR
Main House - 109 OLD OAK LN, PALM HARBOR
workshop downstairs - 109 OLD OAK LN, PALM HARBOR
In law suite. Downstairs. - 109 OLD OAK LN, PALM HARBOR
In law suite. Downstairs. - 109 OLD OAK LN, PALM HARBOR
In law suite. Downstairs. - 109 OLD OAK LN, PALM HARBOR
In law suite. Downstairs. - 109 OLD OAK LN, PALM HARBOR
In law suite. Downstairs. - 109 OLD OAK LN, PALM HARBOR
In law suite. Downstairs. - 109 OLD OAK LN, PALM HARBOR
In law suite. Downstairs. - 109 OLD OAK LN, PALM HARBOR
In law suite. Downstairs. - 109 OLD OAK LN, PALM HARBOR
Single Family Residence at 109 OLD OAK LN, PALM HARBOR, photo 60 of 78
In law suite. Downstairs. - 109 OLD OAK LN, PALM HARBOR
In law suite. Downstiars. - 109 OLD OAK LN, PALM HARBOR
In law suite. Downstairs. - 109 OLD OAK LN, PALM HARBOR
In law suite. Downstairs. - 109 OLD OAK LN, PALM HARBOR
Main House - 109 OLD OAK LN, PALM HARBOR
Main House - 109 OLD OAK LN, PALM HARBOR
Main House - 109 OLD OAK LN, PALM HARBOR
Main House - 109 OLD OAK LN, PALM HARBOR
Main House - 109 OLD OAK LN, PALM HARBOR
Main house - 109 OLD OAK LN, PALM HARBOR
Single Family Residence at 109 OLD OAK LN, PALM HARBOR, photo 71 of 78
Single Family Residence at 109 OLD OAK LN, PALM HARBOR, photo 72 of 78
Storage - 109 OLD OAK LN, PALM HARBOR
Entrance off candy ln / Tampa rd - 109 OLD OAK LN, PALM HARBOR
Entrance off Bear Ridge Cir. - 109 OLD OAK LN, PALM HARBOR
Single Family Residence at 109 OLD OAK LN, PALM HARBOR, photo 76 of 78
Single Family Residence at 109 OLD OAK LN, PALM HARBOR, photo 77 of 78
Single Family Residence at 109 OLD OAK LN, PALM HARBOR, photo 78 of 78
78 photos

$4,250,000

109 OLD OAK LN
PALM HARBOR, FL 34683
Listed by Jonathan Hernandez · COLDWELL BANKER REALTY
Bedrooms
2
Bathrooms
2
Living area
1,856 sqft
Year built
1979

About this home

*AN EXTRAORDINARY 6.07-ACRE OPPORTUNITY IN THE HEART OF OZONA!* A truly rare offering in Palm Harbor, combining a magnificent custom-built estate, a second residence, income-producing boat and RV storage, and exceptional investment potential across two separate parcels. *Parcel 1 – 201 Old Oak Lane | 3.80 Acres** Parcel ID: 10-28-15-12816-023-0003 *Parcel 2 – 109 Old Oak Lane | 2.27 Acres** Parcel ID: 10-28-15-12816-019-0502 Located at 109 and 201 Old Oak Lane, this one-of-a-kind property offers the privacy of a secluded country estate while remaining minutes from the Gulf of Mexico, marinas, beaches, shopping, dining, and everything the desirable Ozona community has to offer. **201 Old Oak Lane** encompasses approximately 3.8 acres and features an impressive 6,574-square-foot, three-story Mountain Craftsman estate, built in 2005 with extraordinary attention to detail. From its elevated setting and expansive wraparound porches with exotic Ipe hardwood decking to its custom stonework, Hardie board siding, powder-coated railings, and beautiful hickory wood floors, this residence showcases exceptional craftsmanship throughout. Built with hurricane-resistant construction features, the home includes Pella impact-resistant insulated windows, an elevator, generator, two Rinnai gas water heaters, and a stunning gourmet kitchen. Every element reflects thoughtful design, quality materials, and timeless character. **109 Old Oak Lane** adds approximately 2.27 acres and a second single-family residence, providing additional flexibility for extended family, rental income, or potential business use. The property also features an established boat, RV, and trailer storage operation generating Cash flow on a monthly basis. Both parcels are zoned **E-1 (Employment 1)**, presenting a rare combination of existing residential improvements, ongoing income, and potential commercial redevelopment opportunities. With approximately 6.07 acres, multiple access points, an existing retention pond, and a location bordering the Pinellas Trail, the possibilities are compelling for an owner-user, investor, or developer, subject to applicable zoning and county approvals. **Two parcels. Two residences. Over six acres. One exceptional opportunity.**

Highlights

Waterfront

Property details

MLS
Stellar MLS
MLS #
MFRTB8560224
Property type
Single Family Residence
Subdivision
BURGHSTREAMSS SUB
Status
Active
Days on market
N/A
On market date
October 22, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
2.28 acres

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
OZONA ELEMENTARY SCHOOL
0.21 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
781
Student:teacher ratio
14.2:1
District
PINELLAS
Middle
PALM HARBOR MIDDLE SCHOOL
1.2 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,127
Student:teacher ratio
19.4:1
District
PINELLAS
High
PALM HARBOR UNIVERSITY HIGH
1.35 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,480
Student:teacher ratio
22.1:1
District
PINELLAS

Walkability

Blended score for PALM HARBOR's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

87
Highly walkable
out of 100
EPA National Walkability Index
16.2 / 20 -- Most walkable
Google Places amenity density
95 / 100
Restaurants & cafes20
Grocery stores5
Parks2
Schools8
Transit stops20
Pharmacies3

Market position

How this listing compares to current activity in PALM HARBOR, from live MLS data.

On the market 0 days -- 98 fewer days than PALM HARBOR's current average of 98 days.
For reference, the median list price across 776 active listings in PALM HARBOR right now is $322,450.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$25,744/mo
$850,000 down
$3,400,000 loan
Principal & interest$22,052
Property tax (est.)$3,542
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 23 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.