INNOVATE Real Estate
Single Family Residence at 109 CORAL REEF CT N, PALM COAST
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$555,000

109 CORAL REEF CT N
PALM COAST, FL 32137
Listed by Taner Banks · KELLER WILLIAMS RLTY FL. PARTN
Bedrooms
3
Bathrooms
2
Living area
1,644 sqft
Year built
1987

About this home

Welcome to 109 Coral Reef Ct N, a canal-front home in Palm Coast, where waterfront living meets a bright, open, and inviting interior. The spacious living and dining areas flow seamlessly into the kitchen, featuring white cabinetry, granite countertops, stainless steel appliances, a tile backsplash, and an expansive breakfast bar with plenty of room for seating. Outside, the backyard opens directly to the canal with a private dock approximately 3 years old, creating the perfect setting to enjoy the water, relax in the Florida sunshine, or spend an afternoon fishing from your own backyard. The home also features a 2024 roof, 2024 water heater, and 2018 HVAC. With its open layout, waterfront setting, private dock, two-car garage, and convenient Palm Coast location, this home offers a great combination of indoor comfort and Florida waterfront living. Schedule your private showing today and experience 109 Coral Reef Ct N for yourself!

Highlights

Waterfront

Property details

MLS
Stellar MLS
MLS #
MFRFC320580
Property type
Single Family Residence
Subdivision
PALM COAST SEC 04
Status
Active
Days on market
70
On market date
August 12, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.23 acres

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
BELLE TERRE ELEMENTARY SCHOOL
3.43 mi away · Grades -1-6
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,360
Student:teacher ratio
16.4:1
District
FLAGLER
Middle
INDIAN TRAILS MIDDLE SCHOOL
3.31 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
911
Student:teacher ratio
20.2:1
District
FLAGLER
High
MATANZAS HIGH SCHOOL
2.28 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,716
Student:teacher ratio
24.9:1
District
FLAGLER

Walkability

Blended score for PALM COAST's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

37
Car-dependent
out of 100
EPA National Walkability Index
7.0 / 20 -- Below average walkable
Google Places amenity density
40 / 100
Restaurants & cafes10
Grocery stores0
Parks1
Schools2
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in PALM COAST, from live MLS data.

On the market 70 days -- 39 fewer days than PALM COAST's current average of 109 days.
For reference, the median list price across 1,975 active listings in PALM COAST right now is $353,990.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$3,492/mo
$111,000 down
$444,000 loan
Principal & interest$2,880
Property tax (est.)$463
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 4 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.