Single Family Residence at 10894 SW 185TH TER, DUNNELLON
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$859,000

10894 SW 185TH TER
DUNNELLON, FL 34432
Listed by Kathy Schulz · EQUITY REALTY SUNCOAST
Bedrooms
2
Bathrooms
1.5
Living area
1,006 sqft
Year built
2023

About this home

Stunning Custom-Built Home on the Rainbow River – Dunnellon, Florida Located in the desirable Rio Vista subdivision on the west side of the Rainbow River, this exceptional 2-bedroom, 1.5-bathroom custom-built home offers the perfect combination of luxury, modern comfort, and lasting durability. Completed in 2023, this meticulously crafted home features high-end materials and exceptional design for an unparalleled living experience. The exterior boasts foam-filled split-faced block construction, providing superior durability and energy efficiency. The 26-gauge metal roof is designed to withstand Florida’s elements, while R-30 insulation ensures the home stays comfortable year-round. Energy-efficient Simonton windows allow natural light to fill the interior, and the home is equipped with a Carrier 16 SEER heat pump HVAC system for optimal comfort in all seasons. Inside, the home is thoughtfully designed with premium finishes throughout. The gourmet kitchen features sleek stainless steel appliances, and the open-concept living and dining areas create a spacious, inviting atmosphere, perfect for both relaxing and entertaining. The oversized shower in the primary bathroom adds a touch of luxury, offering a perfect retreat to unwind. Step outside to experience the beauty of this riverfront property. The custom-built dock, completed in 2024 with Weardeck composite decking, provides direct access to the pristine waters of the Rainbow River—ideal for swimming, kayaking, or simply relaxing by the water. The outdoor shower, equipped with hot water, offers a refreshing way to clean off after a day on the river. The porch and exterior ceilings are finished with cement fiberboard, combining sophistication and durability, while LED recessed lighting adds a modern touch throughout. The home also includes a single-car garage and a carport for extra storage, providing plenty of space for all your gear and toys. The programmable WiFi thermostat allows you to easily control the home’s temperature, ensuring comfort year-round. Plus, the porch is equipped with pet screen, making it a pet-friendly space for your furry friends to enjoy the outdoors. As a resident of the Rio Vista community, you'll enjoy exclusive access to a 4-acre park, featuring a boat ramp, picnic pavilions, and restrooms—perfect for outdoor activities and social gatherings with family and friends. This remarkable home offers a rare combination of luxurious living, riverfront access, and a vibrant community setting. Don’t miss the opportunity to own this stunning property in one of Florida’s most desirable locations!

Highlights

Waterfront

Property details

MLS
Stellar MLS
MLS #
MFRTB8365488
Property type
Single Family Residence
Subdivision
RIO VISTA
Status
Active
Days on market
546
On market date
April 1, 2025
Stories
N/A
Total bathrooms
1.5
Garage spaces
1
Parking spaces
N/A
Lot size
0.73 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
DUNNELLON ELEMENTARY SCHOOL
1.02 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
560
Student:teacher ratio
16.5:1
District
MARION
Middle
DUNNELLON MIDDLE SCHOOL
2.52 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
643
Student:teacher ratio
18.4:1
District
MARION
High
DUNNELLON HIGH SCHOOL
1.18 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,186
Student:teacher ratio
22.8:1
District
MARION

Walkability

Blended score for DUNNELLON's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

12
Very car-dependent
out of 100
EPA National Walkability Index
4.0 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in DUNNELLON, from live MLS data.

On the market 546 days -- 432 more days than DUNNELLON's current average of 114 days.
For reference, the median list price across 1,292 active listings in DUNNELLON right now is $97,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$5,323/mo
$171,800 down
$687,200 loan
Principal & interest$4,457
Property tax (est.)$716
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 23 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.