Single Family Residence at 10854 SW 78TH CT, OCALA
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$210,000

10854 SW 78TH CT
OCALA, FL 34476
Listed by Cynthia Desmarais · CB/ELLISON RLTY WEST
Bedrooms
3
Bathrooms
2
Living area
1,404 sqft
Year built
1989

About this home

Welcome to this beautifully maintained 3-bedroom, 2-bath, 2-car garage home featuring a desirable split-bedroom floor plan in a welcoming 55+ gated community with a low monthly fee. Designed for comfortable, easy living, this home offers an updated kitchen with tile flooring, stainless steel appliances, granite countertops and stylish pendant lighting over the peninsula, creating a seamless connection to the dining area. Sliding glass doors transition from the interior to the screened-in lanai that opens out to a fully fenced back yard, providing the perfect space to relax or entertain. The spacious primary suite features a walk-in closet and an updated ensuite bath. On the opposite side of the home, two additional bedrooms and a full bath provide privacy and flexiblility for guests, hobbies or a home office. Roof (2025), A/C (2010). Indoor laundry room with washer and dryer included. The affordable monthly management fee covers trash service, 24-hour manned gate, and and access to community ammenities. Golf carts allowed. Optional RV/boat storage may be available for a reasonable fee. Ideally located just minutes from I-75, the World Equestrian Center, shopping, dining, and medical facilities, this home also offers easy access to Gainesville and Orlando.

Property details

MLS
Stellar MLS
MLS #
MFROM726241
Property type
Single Family Residence
Subdivision
PALM CAY UN 02
Status
Active
Days on market
27
On market date
June 27, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
N/A
Lot size
0.23 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
HAMMETT BOWEN JR. ELEMENTARY SCHOOL
3.65 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
808
Student:teacher ratio
16.8:1
District
MARION
Middle
LIBERTY MIDDLE SCHOOL
3.47 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,315
Student:teacher ratio
21.2:1
District
MARION
High
WEST PORT HIGH SCHOOL
6.14 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,825
Student:teacher ratio
26.4:1
District
MARION

Walkability

Blended score for OCALA's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

22
Car-dependent
out of 100
EPA National Walkability Index
6.0 / 20 -- Below average walkable
Google Places amenity density
10 / 100
Restaurants & cafes2
Grocery stores0
Parks0
Schools1
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in OCALA, from live MLS data.

On the market 27 days -- 72 fewer days than OCALA's current average of 99 days.
For reference, the median list price across 5,185 active listings in OCALA right now is $249,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$1,415/mo
$42,000 down
$168,000 loan
Principal & interest$1,090
Property tax (est.)$175
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated July 24, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.