Townhouse at 106 Spinnaker Street B, Elizabeth City, NC 27909
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$322,000

106 Spinnaker Street B, Elizabeth City, NC 27909
Elizabeth City, NC 27909
Listed by Gardner-Wilson Team · Hall & Nixon Real Estate, Inc
Bedrooms
3
Bathrooms
2.5
Living area
1,760 sqft
Year built
2024

About this home

Like-new 2024 townhouse in the sought-after Tooley Harbor waterfront community! Offering modern finishes, low-maintenance living, and a convenient location near ECSU and the U.S. Coast Guard Base, this beautifully maintained home is ready to welcome you. The open-concept main level brings the kitchen, dining area, and living room together in a bright, inviting space. The kitchen features a large island, quartz countertops, stainless steel appliances, and plenty of natural light. Upstairs, you'll find three bedrooms, including a spacious primary suite with a versatile bonus area--currently used as an office and ideal for a reading nook or additional storage. A generously sized second-floor laundry room adds even more convenience. Relax outdoors in the privacy-fenced backyard, complete with a patio and an open-field view with no neighbors directly behind--a rare find in a townhouse community. The seller's VA loan may be assumable at 5.99%, subject to lender approval and applicable loan terms. Enjoy modern comfort, a peaceful outdoor setting, and an excellent location. Schedule your tour today!

Property details

MLS
Hive MLS
MLS #
100607429
Property type
Townhouse
Subdivision
Tooley Harbor
Status
Active
Days on market
19
On market date
October 1, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
1
Parking spaces
1
Lot size
0.03 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
J C Sawyer Elementary
1 mi away · Grades 0-5
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
379
Student:teacher ratio
15.8:1
District
Elizabeth City-Pasquotank Public Schools
Middle
River Road Middle
0.31 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
532
Student:teacher ratio
19.0:1
District
Elizabeth City-Pasquotank Public Schools
High
Northeastern High
3.25 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
667
Student:teacher ratio
14.2:1
District
Elizabeth City-Pasquotank Public Schools

Walkability

Blended score for Elizabeth City's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

29
Car-dependent
out of 100
EPA National Walkability Index
5.8 / 20 -- Below average walkable

Market position

How this listing compares to current activity in Elizabeth City, from live MLS data.

On the market 19 days -- 127 fewer days than Elizabeth City's current average of 146 days.
For reference, the median list price across 295 active listings in Elizabeth City right now is $300,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,089/mo
$64,400 down
$257,600 loan
Principal & interest$1,671
Property tax (est.)$268
Home insurance (est.)$150

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Data source: Listing information provided by Hive MLS via Trestle/CoreLogic. Last updated 9 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.