INNOVATE Real Estate
Single Family Residence at 106 SE 44th Street, Oak Island, NC 28465
Single Family Residence at 106 SE 44th Street, Oak Island, NC 28465, photo 2 of 79
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$975,000

106 SE 44th Street, Oak Island, NC 28465
Oak Island, NC 28465
Listed by Atlantic Edge Partners · Intracoastal Realty Corporation
Bedrooms
4
Bathrooms
4
Living area
2,814 sqft
Year built
2003

About this home

Just minutes from the sand, this spacious coastal home offers nearly 3,000 sq. ft. of flexible living space and plenty of room for family, guests, or rental potential. With oversized rooms throughout, the home features four bedrooms and four full bathrooms, along with a versatile first-floor layout that can function almost like its own private two-bedroom apartment or in-law suite, complete with a separate entrance. Upstairs, you'll find expansive living areas, a well-appointed kitchen, and a huge screened-in porch that's perfect for relaxing, entertaining, and enjoying the coastal breeze. The home is being offered fully furnished, making it easy to settle in and start enjoying island life right away. A six-person golf cart may also be negotiable, giving you an easy way to cruise to the beach, restaurants, parks, and everything Oak Island has to offer. With no HOA, you'll enjoy added flexibility without additional association fees or restrictions. Conveniently located near Middleton Park and just minutes from the beach, this property offers a great opportunity as a primary residence, second home, multi-generational retreat, or investment property. With its flexible layout, the home also offers the potential to be utilized as a six-bedroom beach rental. Space, location, flexibility, and coastal living all come together in one unique Oak Island property.

Highlights

Fireplace

Property details

MLS
Hive MLS
MLS #
100605858
Property type
Single Family Residence
Subdivision
Long Beach
Status
Active
Days on market
25
On market date
September 24, 2026
Stories
N/A
Total bathrooms
4
Garage spaces
N/A
Parking spaces
4
Lot size
0.15 acres

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Southport Elementary
5.03 mi away · Grades 0-5
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
432
Student:teacher ratio
13.9:1
District
Brunswick County Schools
Middle
South Brunswick Middle
7.71 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
636
Student:teacher ratio
17.2:1
District
Brunswick County Schools
High
Brunswick County Early College
10.79 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
365
Student:teacher ratio
33.2:1
District
Brunswick County Schools

Walkability

Blended score for Oak Island's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

33
Car-dependent
out of 100
EPA National Walkability Index
8.5 / 20 -- Below average walkable
Google Places amenity density
18 / 100
Restaurants & cafes1
Grocery stores0
Parks6
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Oak Island, from live MLS data.

On the market 25 days -- 97 fewer days than Oak Island's current average of 122 days.
For reference, the median list price across 284 active listings in Oak Island right now is $650,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$6,022/mo
$195,000 down
$780,000 loan
Principal & interest$5,059
Property tax (est.)$813
Home insurance (est.)$150

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Data source: Listing information provided by Hive MLS via Trestle/CoreLogic. Last updated 10 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.