Condominium at 10540 77TH TER #109, SEMINOLE
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29 photos

$129,000

10540 77TH TER #109
SEMINOLE, FL 33772
Listed by Salma Abdelaal · COASTAL PROPERTIES GROUP INTERNATIONAL
Bedrooms
1
Bathrooms
1
Living area
720 sqft
Year built
1973

About this home

Virtually Staged. Welcome to Villa Milan, a quiet. Lakefront community right in the heart of Seminole. No age restrictions. A Recently updated 1-bedroom, 1-bath ground-floor condo in the desirable Villa Milan community on beautiful Lake Seminole. This bright, clean unit has been well maintained and offers peace of mind with no water intrusion, making it an excellent option for full time residency, investors and seasonal residents. All new Vinyl planks flooring in a beautiful neutral color, Newly painted walls, updated kitchen with new wood soft close cabinets, large stainless farm sink, all updated bathroom with floor to ceiling ceramic tiles in the step in shower and a large shady private back patio. Owner just installed a new water heater and updated the electrical wiring in the condo. A rare opportunity to own at the perfect location in Seminole. Enjoy easy, low-maintenance living with ground-floor access, assigned parking, and abundant natural light throughout. A standout feature is the private, fully secluded outdoor sitting area, ideal for relaxing, entertaining, or enhancing rental appeal. A few minutes walk to the drug store, grocery store, clinics and a few minutes drive3 from several parks and malls, and the beaches. About 30 minutes drive to both area's airports and large medical centers. Set in a quiet lakefront community with convenient access to shopping, dining, and nearby beaches, this condo is perfect as a winter retreat, full-time residence, or income-producing investment. A truly perfect location, community, condition and price.

Highlights

Waterfront

Property details

MLS
Stellar MLS
MLS #
MFRTB8466169
Property type
Condominium
Subdivision
VILLA MILAN CONDO THE
Status
Active
Days on market
162
On market date
January 23, 2026
Stories
N/A
Total bathrooms
1
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
SEMINOLE ELEMENTARY SCHOOL
0.43 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
453
Student:teacher ratio
12.9:1
District
PINELLAS
Middle
OSCEOLA MIDDLE SCHOOL
1.27 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,068
Student:teacher ratio
17.8:1
District
PINELLAS
High
OSCEOLA FUNDAMENTAL HIGH
1.53 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,683
Student:teacher ratio
22.7:1
District
PINELLAS

Walkability

Blended score for SEMINOLE's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

84
Highly walkable
out of 100
EPA National Walkability Index
14.7 / 20 -- Above average walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores6
Parks3
Schools9
Transit stops20
Pharmacies6

Market position

How this listing compares to current activity in SEMINOLE, from live MLS data.

On the market 162 days -- 77 more days than SEMINOLE's current average of 85 days.
For reference, the median list price across 513 active listings in SEMINOLE right now is $339,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$927/mo
$25,800 down
$103,200 loan
Principal & interest$669
Property tax (est.)$108
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 8, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.