Luxury Kitchen/island - 1042 Scotch Meadows Loop, Monroe
Luxury Kitchen - 1042 Scotch Meadows Loop, Monroe
Kitchen storage - 1042 Scotch Meadows Loop, Monroe
Farm sink with views - 1042 Scotch Meadows Loop, Monroe
Upgraded cabinetry - 1042 Scotch Meadows Loop, Monroe
Front - 1042 Scotch Meadows Loop, Monroe
Patio - 1042 Scotch Meadows Loop, Monroe
Entrance into home office - 1042 Scotch Meadows Loop, Monroe
Dining into kitchen and great room - 1042 Scotch Meadows Loop, Monroe
Great room with views - 1042 Scotch Meadows Loop, Monroe
10 ft ceilings - 1042 Scotch Meadows Loop, Monroe
Great room into kitchen - 1042 Scotch Meadows Loop, Monroe
Mudroom hallway from garage - 1042 Scotch Meadows Loop, Monroe
Half bath - 1042 Scotch Meadows Loop, Monroe
Primary Suite - 1042 Scotch Meadows Loop, Monroe
Primary Suite into luxury bathrooms - 1042 Scotch Meadows Loop, Monroe
Primary Suite - 1042 Scotch Meadows Loop, Monroe
Primary's bath dual sinks - 1042 Scotch Meadows Loop, Monroe
Walk in closet #1 - 1042 Scotch Meadows Loop, Monroe
Walk in closet #1 - 1042 Scotch Meadows Loop, Monroe
Rec room - 1042 Scotch Meadows Loop, Monroe
bedroom 1 - 1042 Scotch Meadows Loop, Monroe
bedroom 2 - 1042 Scotch Meadows Loop, Monroe
jack and Jill bathroom into bedroom 3 - 1042 Scotch Meadows Loop, Monroe
Full laundry room - 1042 Scotch Meadows Loop, Monroe
Private rear - 1042 Scotch Meadows Loop, Monroe
26 photos

$499,000

1042 Scotch Meadows Loop
Monroe, NC 28110
Listed by Armando Saldana · EXP Realty LLC
Bedrooms
4
Bathrooms
3.5
Living area
3,080 sqft
Year built
2022

About this home

Better Than New—Every Upgrade, Every Detail. Welcome to 1042 Scotch Meadows Loop, a must-see home in the sought-after Scotch Meadows community of Monroe. Built by True Homes, this beautifully upgraded residence offers 4 bedrooms, 3.5 bathrooms, a versatile bonus/flex space, and approximately 3,080 square feet of thoughtfully designed living space with room to work, gather, entertain, and grow. The original owners spared no detail when selecting upgrades, creating a home that blends timeless style, elevated finishes, and everyday functionality. Soaring 10-foot ceilings, colonial-inspired architectural details, durable luxury vinyl plank flooring, upgraded wood finishes, fresh interior paint, and abundant natural light establish a warm and sophisticated atmosphere throughout. At the heart of the home is an exceptional kitchen designed for both entertaining and daily living. The expansive layout features quartz countertops, soft-close cabinetry, an oversized island with generous seating, extensive cabinet and drawer storage, a farmhouse sink, upgraded lighting, and premium finishes. The contrasting wood island adds warmth and character, while the open connection to the living areas creates a natural gathering place at the center of the home. The spacious primary suite provides a private retreat with two impressively large walk-in closets and a well-appointed bathroom. Upstairs, the Jack-and-Jill bathroom layout offers convenient access between bedrooms while maintaining privacy and functionality. Additional bedrooms and the flexible bonus space provide plenty of options for a home office, playroom, media room, fitness area, guest accommodations, or additional living space. Storage is truly abundant throughout this home, with oversized closets, generous cabinetry, and thoughtfully designed spaces that make organization effortless. Outside, the private wooded backyard provides peaceful views and added privacy, creating a relaxing setting for outdoor enjoyment. Additional highlights include an oversized garage, fiber internet availability, extensive builder and design-studio upgrades, and a move-in-ready condition that delivers the appeal of new construction without the wait or added expense of completing upgrades after closing. Meticulously maintained and thoughtfully designed, 1042 Scotch Meadows Loop offers exceptional space, storage, style, and versatility in one of Monroe’s desirable communities. The seller is offering up to $5,000 toward buyer closing costs with an acceptable offer.

Property details

MLS
Canopy MLS
MLS #
CAR4404224
Property type
Single Family Residence
Subdivision
Scotch Meadows
Status
Active
Days on market
84
On market date
July 17, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
2
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Benton Heights Elementary
2.11 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.6
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
500
Student:teacher ratio
10.6:1
District
Union County Public Schools
Middle
Piedmont Middle
6.64 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
877
Student:teacher ratio
16.5:1
District
Union County Public Schools
High
Central Academy of Technology and Arts
3.4 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
4.1
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
809
Student:teacher ratio
18.4:1
District
Union County Public Schools

Walkability

Blended score for Monroe's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

13
Very car-dependent
out of 100
EPA National Walkability Index
4.2 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Monroe, from live MLS data.

On the market 84 days -- 2 fewer days than Monroe's current average of 86 days.
For reference, the median list price across 526 active listings in Monroe right now is $425,000.

Mortgage calculator

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Est. monthly payment
$3,155/mo
$99,800 down
$399,200 loan
Principal & interest$2,589
Property tax (est.)$416
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.