aerial shot of Condo Bldg with Atlantic Ocean directly behind it. - 104 SURFVIEW DR #2204, PALM COAST
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 2 of 72
Living area, table sits 8 comfortably with leaf that expands table - 104 SURFVIEW DR #2204, PALM COAST
View from Front door looking into kitchen. Stainless appliances and granite countertops with kitchen sink view of ocean - 104 SURFVIEW DR #2204, PALM COAST
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 5 of 72
Straight shot view of Ocean - 104 SURFVIEW DR #2204, PALM COAST
Eat in kitchen currently being used as an office - 104 SURFVIEW DR #2204, PALM COAST
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 8 of 72
Fully equipped kitchen - 104 SURFVIEW DR #2204, PALM COAST
Pantry has pullout drawers, all appliances included - 104 SURFVIEW DR #2204, PALM COAST
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 11 of 72
fully updated guest bath with grab bars - 104 SURFVIEW DR #2204, PALM COAST
Guest room with queen bed - 104 SURFVIEW DR #2204, PALM COAST
Guest room with queen bed - 104 SURFVIEW DR #2204, PALM COAST
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 15 of 72
washer and dryer, just a year old - 104 SURFVIEW DR #2204, PALM COAST
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 17 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 18 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 19 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 20 of 72
primary suite with King bed - 104 SURFVIEW DR #2204, PALM COAST
view of ocean from your bed! - 104 SURFVIEW DR #2204, PALM COAST
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 23 of 72
2 walk in Closets - 104 SURFVIEW DR #2204, PALM COAST
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 25 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 26 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 27 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 28 of 72
huge balcony overlooking building pool and ocean - 104 SURFVIEW DR #2204, PALM COAST
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 30 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 31 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 32 of 72
outside hallway - 104 SURFVIEW DR #2204, PALM COAST
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 34 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 35 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 36 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 37 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 38 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 39 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 40 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 41 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 42 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 43 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 44 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 45 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 46 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 47 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 48 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 49 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 50 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 51 of 72
Sunrise at end of pier behind building - 104 SURFVIEW DR #2204, PALM COAST
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 53 of 72
Beautiful moonrise on the beach - 104 SURFVIEW DR #2204, PALM COAST
Condo also has access to Intracoastal waterway with dock and clubhouse - 104 SURFVIEW DR #2204, PALM COAST
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 56 of 72
intracoastal waterway and fishing dock owned by community - 104 SURFVIEW DR #2204, PALM COAST
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 58 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 59 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 60 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 61 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 62 of 72
boat club for parties - 104 SURFVIEW DR #2204, PALM COAST
private road to access intracoastal waterway - 104 SURFVIEW DR #2204, PALM COAST
walking path through community nature preserve - 104 SURFVIEW DR #2204, PALM COAST
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 66 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 67 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 68 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 69 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 70 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 71 of 72
Condominium at 104 SURFVIEW DR #2204, PALM COAST, photo 72 of 72
72 photos

$399,000

104 SURFVIEW DR #2204
PALM COAST, FL 32137
Listed by Susan Thompson · VPR UNITED REAL ESTATE
Bedrooms
2
Bathrooms
2
Living area
1,158 sqft
Year built
1993

About this home

Experience the best of Florida's Atlantic Coast from this beautifully updated oceanfront residence, perfectly positioned on the second floor with sweeping views of the private pool, pristine beach, and the Atlantic Ocean. This spacious two-bedroom, two-bathroom condominium is offered fully furnished and move-in ready, making it an ideal holiday home, winter escape, permanent residence, or investment property. The generous primary suite features dual walk-in wardrobes, while the modern kitchen boasts granite worktops, stainless steel appliances, a large pantry, and a bright breakfast area. One of the home's standout features is the expansive private balcony—perfect for al fresco dining, entertaining, or simply enjoying spectacular sunrises over the ocean. The bathrooms have been tastefully renovated, with thoughtfully installed grab bars for added comfort and accessibility. This gated community has access to 3 pools, tennis courts, pickle ball, shuffleboard and 3 clubhouses. Included also is access to the Intracoastal Waterway with nature trails, and a dock for fishing. Kayak storage is also available at an additional cost. Ideally located along Florida's iconic A1A Coastal Highway, the property sits midway between two of the state's most celebrated destinations—historic St. Augustine,20 miles to the north,is the oldest continuously inhabited European-founded city in the United States, and the world-famous Daytona Beach is 20 miles to the south. Orlando's renowned theme parks, including Walt Disney World®, Universal Orlando Resort, and SeaWorld®, are within easy reach for day trips, while Jacksonville International Airport and Orlando International Airport provide convenient connections to Europe and major international destinations. Whether you're seeking year-round sunshine, miles of unspoiled beaches, world-class golf, boating, fishing, nature, or easy access to Florida's most famous attractions, this exceptional oceanfront property offers an outstanding opportunity to embrace the relaxed coastal lifestyle that draws visitors from around the world.

Highlights

Waterfront

Property details

MLS
Stellar MLS
MLS #
MFRTB8475310
Property type
Condominium
Subdivision
SURF CLUB CONDO
Status
Active
Days on market
198
On market date
February 14, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
1
Parking spaces
N/A
Lot size
0.36 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
BELLE TERRE ELEMENTARY SCHOOL
5.58 mi away · Grades -1-6
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,360
Student:teacher ratio
16.4:1
District
FLAGLER
Middle
INDIAN TRAILS MIDDLE SCHOOL
5.79 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
911
Student:teacher ratio
20.2:1
District
FLAGLER
High
MATANZAS HIGH SCHOOL
3.75 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,716
Student:teacher ratio
24.9:1
District
FLAGLER

Walkability

Blended score for PALM COAST's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

28
Car-dependent
out of 100
EPA National Walkability Index
5.5 / 20 -- Least walkable

Market position

How this listing compares to current activity in PALM COAST, from live MLS data.

On the market 198 days -- 88 more days than PALM COAST's current average of 110 days.
For reference, the median list price across 1,979 active listings in PALM COAST right now is $350,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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Est. monthly payment
$2,553/mo
$79,800 down
$319,200 loan
Principal & interest$2,070
Property tax (est.)$333
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated September 1, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.