Single Family Residence at 104 Howe Street, Emerald Isle, NC 28594
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Covered & uncovered areas - 104 Howe Street, Emerald Isle, NC 28594
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New couch August 2026 - 104 Howe Street, Emerald Isle, NC 28594
*TV on wall does not convey - 104 Howe Street, Emerald Isle, NC 28594
*TV on wall does not convey - 104 Howe Street, Emerald Isle, NC 28594
*TV on wall does not convey - 104 Howe Street, Emerald Isle, NC 28594
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Easy bathroom access when enjoying outdoors - 104 Howe Street, Emerald Isle, NC 28594
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Perfect for bikes & beach gear - 104 Howe Street, Emerald Isle, NC 28594
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44 photos

$1,049,000

104 Howe Street, Emerald Isle, NC 28594
Emerald Isle, NC 28594
Listed by Sarah Stone Lewis · Living Well Begins At Home
Bedrooms
3
Bathrooms
2.5
Living area
1,742 sqft
Year built
1994

About this home

Escape the busy life as soon as you cross the Emerald Isle Bridge. Nestled on a private corner lot beneath a mature tree canopy, this 3 bedroom, 2 full bath coastal home offers a serene island oasis. With a new roof (Sept 2026), 3-stop elevator, and sold fully furnished, this turn-key property includes furniture, accessories and kitchen appliances, allowing you to move right in and enjoy island living. The thoughtfully designed layout with a reversed floor plan blends relaxation with functional everyday living where island and water views can be enjoyed. A fully equipped kitchen is perfect for entertaining, and a dedicated office is a premium find for remote professionals. Unwind on the upper deck, where you can rise above the tree line to enjoy relaxing water views and coastal breezes. Complete with an oversized outdoor shower and ample storage for beach gear or a golf cart, this property is perfectly positioned near local bike paths and public beach access points. Whether you are looking for a permanent coastal residence, a private second home, or an investment property, this tree-lined retreat offers a peaceful place to enjoy the Crystal Coast.

Highlights

Fireplace

Property details

MLS
Hive MLS
MLS #
100612452
Property type
Single Family Residence
Subdivision
Windfall South
Status
Active
Days on market
1
On market date
October 25, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.38 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
White Oak Elementary
5.07 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
746
Student:teacher ratio
14.3:1
District
Carteret County Public Schools
Middle
Broad Creek Middle
5.1 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
701
Student:teacher ratio
15.9:1
District
Carteret County Public Schools
High
Croatan High
3.15 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
4.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
910
Student:teacher ratio
15.4:1
District
Carteret County Public Schools

Walkability

Blended score for Emerald Isle's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

29
Car-dependent
out of 100
EPA National Walkability Index
7.3 / 20 -- Below average walkable
Google Places amenity density
18 / 100
Restaurants & cafes1
Grocery stores1
Parks2
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Emerald Isle, from live MLS data.

On the market 1 days -- 138 fewer days than Emerald Isle's current average of 139 days.
For reference, the median list price across 156 active listings in Emerald Isle right now is $814,500.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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/mo
Est. monthly payment
$6,467/mo
$209,800 down
$839,200 loan
Principal & interest$5,443
Property tax (est.)$874
Home insurance (est.)$150

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Data source: Listing information provided by Hive MLS via Trestle/CoreLogic. Last updated 12 hr ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.