Condominium at 1036 NORTH SHORE DR NE #1, ST PETERSBURG
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38 photos

$395,000

1036 NORTH SHORE DR NE #1
ST PETERSBURG, FL 33701
Listed by CENTURY 21 COASTAL ALLIANCE
Bedrooms
1
Bathrooms
1
Living area
925 sqft
Year built
1959

About this home

Priced Below Recent Appraisal—Seller Has Appraisal Available! Rarely does a home offer the perfect blend of location, charm, value, and peace of mind. This beautifully maintained Mid-Century Modern condominium is tucked away in the highly sought-after Whispering Waters, a premier 55+ community in the heart of downtown St. Petersburg. This spacious ground-floor corner residence features one bedroom, one bath, and an inviting floor plan with generously sized rooms that are difficult to find in today's construction. Three screened lanais create the perfect spaces to enjoy morning coffee, afternoon reading, or evening breezes while embracing Florida's indoor-outdoor lifestyle. The updated kitchen is equipped with attractive modern appliances and opens seamlessly to the living and dining areas, making entertaining effortless. The oversized primary suite offers a large walk-in closet, while the in-unit washer and dryer provide everyday convenience. A private one-car garage with additional storage completes this exceptional package. This home is truly move-in ready, and the community has already completed many of the major improvements buyers are looking for, including exterior painting (2023), a new roof (2024), a resurfaced community pool (2024), plus the required Milestone Inspection and Structural Integrity Reserve Study completed in 2023—offering added confidence for your investment. The location is simply outstanding. Whispering Waters overlooks a beautiful city park and sits directly across from the scenic Tampa Bay waterfront promenade, where miles of walking and biking paths invite you to enjoy spectacular sunrises and waterfront views every day. Leave the car behind and stroll to North Shore Park, The St. Pete Pier, and vibrant Beach Drive, home to award-winning restaurants, sidewalk cafés, boutiques, art galleries, and waterfront dining. Travel + Leisure recognized St. Petersburg as the #1 foodie town among America's coastal cities, and it's easy to see why. Nearby you'll also enjoy world-class attractions including The Dalí Museum, Tropicana Field, Al Lang Stadium, the historic St. Petersburg Shuffleboard Club, the St. Petersburg Yacht Club, museums, theaters, concerts, and year-round festivals that make downtown one of Florida's most vibrant places to live. Whether you're searching for a full-time residence or the perfect seasonal escape, this exceptional condominium offers an unbeatable combination of classic Mid-Century Modern style, a premier downtown waterfront location, completed community improvements, and outstanding value—all priced below its recent appraised value.

Highlights

Private pool

Property details

MLS
Stellar MLS
MLS #
MFRTB8463460
Property type
Condominium
Subdivision
WHISPERING WATERS
Status
Active
Days on market
258
On market date
January 19, 2026
Stories
N/A
Total bathrooms
1
Garage spaces
1
Parking spaces
N/A
Lot size
2.67 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
NORTH SHORE ELEMENTARY SCHOOL
1.47 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
446
Student:teacher ratio
12.1:1
District
PINELLAS
Middle
JOHN HOPKINS MIDDLE SCHOOL
2.23 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
681
Student:teacher ratio
17.0:1
District
PINELLAS
HighCharter
PINELLAS MYCROSCHOOL OF INTEGRATED ACADEMICS AND TECHNOLOGIE
1.52 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
140
Student:teacher ratio
35.0:1
District
PINELLAS

Walkability

Blended score for ST PETERSBURG's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

73
Walkable
out of 100
EPA National Walkability Index
15.0 / 20 -- Above average walkable
Google Places amenity density
70 / 100
Restaurants & cafes20
Grocery stores0
Parks20
Schools10
Transit stops20
Pharmacies0

Market position

How this listing compares to current activity in ST PETERSBURG, from live MLS data.

On the market 258 days -- 160 more days than ST PETERSBURG's current average of 98 days.
For reference, the median list price across 4,033 active listings in ST PETERSBURG right now is $339,000.

Mortgage calculator

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Est. monthly payment
$2,529/mo
$79,000 down
$316,000 loan
Principal & interest$2,050
Property tax (est.)$329
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.