Single Family Residence at 103 Silver Creek Road, Morganton
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20 photos

$173,000

103 Silver Creek Road
Morganton, NC 28655
Listed by Erika Smith · Coldwell Banker Realty
Bedrooms
2
Bathrooms
1
Living area
965 sqft
Year built
1950

About this home

PRICE REDUCED BY $20K!!! Enjoy the convenience of in-town living in this charming home nestled in an established neighborhood just minutes from parks, restaurants, shopping, and everyday amenities. This inviting home features 2 bedrooms, 1 full bath, a cozy living room with a fireplace, a vintage-inspired kitchen, and a bright dining area. A shared driveway leads to a private parking area behind the home near the basement entrance. The cellar-style basement offers additional storage space, while the private fenced backyard provides room to relax, garden, or entertain. Whether you're a first-time homebuyer, looking to downsize, or searching for a great investment opportunity, this property offers plenty of potential in a desirable location. Schedule your showing today!

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4402583
Property type
Single Family Residence
Subdivision
None
Status
Active
Days on market
61
On market date
July 10, 2026
Stories
N/A
Total bathrooms
1
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Forest Hill Elementary
0.4 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
274
Student:teacher ratio
15.2:1
District
Burke County Schools
Middle
Walter R Johnson Middle
2.97 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
489
Student:teacher ratio
15.3:1
District
Burke County Schools
High
Burke Middle College
1.28 mi away · Grades 11-12
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
128
Student:teacher ratio
42.7:1
District
Burke County Schools

Walkability

Blended score for Morganton's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

64
Walkable
out of 100
EPA National Walkability Index
7.8 / 20 -- Below average walkable
Google Places amenity density
100 / 100
Restaurants & cafes20
Grocery stores4
Parks10
Schools7
Transit stops18
Pharmacies3

Market position

How this listing compares to current activity in Morganton, from live MLS data.

On the market 61 days -- 172 fewer days than Morganton's current average of 233 days.
For reference, the median list price across 503 active listings in Morganton right now is $227,500.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$1,192/mo
$34,600 down
$138,400 loan
Principal & interest$898
Property tax (est.)$144
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated September 9, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.