Beautifully renovated coastal home just three rows from the ocean in Emerald Isle, offering ocean views and exceptional attention to detail. - 103 Georgia Street, Emerald Isle, NC 28594
Just three rows from the Atlantic Ocean, this Emerald Isle location offers easy access to the coastal lifestyle. - 103 Georgia Street, Emerald Isle, NC 28594
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 3 of 60
An entertainer's kitchen with generous counter space, beautiful finishes, and seamless flow into the main living areas. - 103 Georgia Street, Emerald Isle, NC 28594
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 5 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 6 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 7 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 8 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 9 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 10 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 11 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 12 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 13 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 14 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 15 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 16 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 17 of 60
Light-filled living area featuring custom craftsman-style trim, large windows, and an inviting open-concept design. - 103 Georgia Street, Emerald Isle, NC 28594
Cozy wood-burning fireplace with custom shiplap surround and rustic wood beam adds warmth and character to the living space. - 103 Georgia Street, Emerald Isle, NC 28594
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 20 of 60
Expansive 10-foot-deep decks provide exceptional outdoor living space for entertaining, dining, or simply enjoying island life. - 103 Georgia Street, Emerald Isle, NC 28594
Enjoy ocean views and refreshing coastal breezes from the spacious outdoor decks. - 103 Georgia Street, Emerald Isle, NC 28594
Relax and enjoy the coastal breeze from the spacious screened porch, an ideal extension of the home's living space. - 103 Georgia Street, Emerald Isle, NC 28594
Coastal charm meets thoughtful renovations at 103 Georgia Street, with inviting outdoor living spaces and a prime island location. - 103 Georgia Street, Emerald Isle, NC 28594
Spacious primary suite with beautiful finishes and a peaceful coastal atmosphere. - 103 Georgia Street, Emerald Isle, NC 28594
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 26 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 27 of 60
Spa-inspired primary bathroom featuring heated tile floors and a stunning custom-tiled walk-in shower. - 103 Georgia Street, Emerald Isle, NC 28594
Spa-inspired primary bathroom featuring heated tile floors and a stunning custom-tiled walk-in shower. - 103 Georgia Street, Emerald Isle, NC 28594
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 30 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 31 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 32 of 60
Comfortable guest bedroom with updated finishes and plenty of natural light. - 103 Georgia Street, Emerald Isle, NC 28594
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 34 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 35 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 36 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 37 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 38 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 39 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 40 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 41 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 42 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 43 of 60
Separate one-bedroom ground-floor apartment provides additional living space and flexibility for guests or extended stays. - 103 Georgia Street, Emerald Isle, NC 28594
Private ground-floor living quarters offer added versatility with a separate space for relaxation and entertaining. - 103 Georgia Street, Emerald Isle, NC 28594
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 46 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 47 of 60
Oversized two-car garage offers ample room for vehicles, beach gear, and additional storage. Plus additional workshop - 103 Georgia Street, Emerald Isle, NC 28594
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 49 of 60
Charming backyard she shed adds a unique bonus space with endless possibilities for hobbies, crafts, or a personal retreat. - 103 Georgia Street, Emerald Isle, NC 28594
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 51 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 52 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 53 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 54 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 55 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 56 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 57 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 58 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 59 of 60
Single Family Residence at 103 Georgia Street, Emerald Isle, NC 28594, photo 60 of 60
60 photos

$1,485,000

103 Georgia Street, Emerald Isle, NC 28594
Emerald Isle, NC 28594
Listed by Laina Collins · Emerald Isle Realty
Bedrooms
4
Bathrooms
3.5
Living area
2,352 sqft
Year built
1993

About this home

There is something special about a beach house that feels just as good inside as it does out, and 103 Georgia Street is one of those homes. Tucked along a quiet street just three rows from the ocean, this beautifully renovated Emerald Isle home pairs ocean views and incredible outdoor living with a warm, custom interior that feels anything but ordinary. The heart of the home is upstairs, where the kitchen and living spaces come together beneath a wall of large windows that fills the room with natural light and keeps the ocean in view. Renovated just two years ago, the stunning custom kitchen was designed to be both beautiful and functional, with quartz countertops, gorgeous cabinetry, an oversized pantry and plenty of space for everyone to gather. Craftsman-style molding, thoughtfully chosen wallpaper and warm finishes give the home character, while the added wood beam and wood-burning fireplace framed in shiplap, makes the living room feel just as inviting on a cool winter evening as it does with the windows full of summer sunshine. Step outside and the living space continues. The decks were expanded to an impressive 10 feet deep, giving you room for dining, lounging and gathering while taking in the ocean views and salt air. A screened porch creates another favorite spot to settle in, whether it is morning coffee, an afternoon in the shade or dinner outside after a day on the beach. The bedroom level carries the same attention to detail, with new windows and a beautifully updated primary suite. The primary bath feels like its own little retreat with heated floors and a custom tile shower and vanity, while the craftsman molding and carefully selected finishes continue throughout the home. And this house has more to discover downstairs. A separate one-bedroom apartment (300 sqft, not included in heated sqft) with its own kitchen and living area gives guests or extended family a comfortable space of their own. The oversized two-car garage offers plenty of room for vehicles, bikes and beach gear, and the heated and cooled workshop is a rare bonus for anyone who wants dedicated space for projects, hobbies or storage. Even the backyard has its own surprise, with a charming she shed tucked away as a creative space, garden retreat or quiet escape. A new metal roof in 2025 adds to the list of substantial improvements already completed. What makes 103 Georgia Street stand out is how well all of these spaces work together. It has the ocean views and oversized decks you want in an Emerald Isle beach house, but also the craftsmanship, warmth and thoughtful renovation that make it feel like home. From mornings on the porch to evenings around the fireplace, this is a place designed to be enjoyed in every season.

Highlights

Fireplace

Property details

MLS
Hive MLS
MLS #
100600762
Property type
Single Family Residence
Subdivision
Emerald Isle By The Sea
Status
Active
Days on market
54
On market date
September 2, 2026
Stories
N/A
Total bathrooms
3.5
Garage spaces
2
Parking spaces
2
Lot size
0.23 acres
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
White Oak Elementary
5.17 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
4.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
746
Student:teacher ratio
14.3:1
District
Carteret County Public Schools
Middle
Broad Creek Middle
5.04 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
701
Student:teacher ratio
15.9:1
District
Carteret County Public Schools
High
Croatan High
3.13 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
4.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
910
Student:teacher ratio
15.4:1
District
Carteret County Public Schools

Walkability

Blended score for Emerald Isle's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

29
Car-dependent
out of 100
EPA National Walkability Index
7.3 / 20 -- Below average walkable
Google Places amenity density
18 / 100
Restaurants & cafes1
Grocery stores1
Parks2
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Emerald Isle, from live MLS data.

On the market 54 days -- 86 fewer days than Emerald Isle's current average of 140 days.
For reference, the median list price across 155 active listings in Emerald Isle right now is $800,000.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$9,093/mo
$297,000 down
$1,188,000 loan
Principal & interest$7,705
Property tax (est.)$1,238
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by Hive MLS via Trestle/CoreLogic. Last updated 1 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.