front - 103 Franklin St Street, Stem, NC 27581
Kitchen - 103 Franklin St Street, Stem, NC 27581
LR - 103 Franklin St Street, Stem, NC 27581
Master - 103 Franklin St Street, Stem, NC 27581
Master Bath - 103 Franklin St Street, Stem, NC 27581
BR 2 - 103 Franklin St Street, Stem, NC 27581
br3 - 103 Franklin St Street, Stem, NC 27581
Bath 2 - 103 Franklin St Street, Stem, NC 27581
Office - 103 Franklin St Street, Stem, NC 27581
Shop - 103 Franklin St Street, Stem, NC 27581
Shop2 - 103 Franklin St Street, Stem, NC 27581
11 photos

$575,000

103 Franklin St Street, Stem, NC 27581
Stem, NC 27581
Listed by Ruth Odom · Homes For Life Real Estate, LL
Bedrooms
3
Bathrooms
2.5
Living area
N/A
Year built
1993

About this home

Discover the perfect blend of comfort, style, functionality, and privacy in this beautiful 3-bedroom, 2.5-bath home situated on 1.5 picturesque acres. Located in a small subdivision in the heart of Stem with only 10 homes and NO HOA, this property offers a peaceful setting with plenty of room to enjoy. Inside, you'll find a spacious and inviting split floor plan featuring a comfortable living area and a beautiful kitchen with granite countertops, stainless appliances, hardwood floors. Granite countertops in the bathrooms. The primary suite offers a relaxing retreat, with 2 walk in closets. 2 additional bedrooms provide plenty of space for family, guests, or flex space. One of the property's standout features is the impressive 24' x 24' detached office with a kitchenette. This versatile space is perfect for a home office, studio, business workspace, guest area, or hobby room. The custom Morton building shop is truly a showstopper! This incredible shop is completely finished inside, fully insulated, and equipped with heating and air conditioning, allowing you to comfortably use the space year-round. Whether you need a workshop, hobby area, vehicle or equipment storage, recreational space, or room for your business, fenced, the possibilities are endless. Enjoy the privacy and flexibility of 1.5 acres, providing plenty of room to relax, entertain, garden, or enjoy the peaceful country setting. PROPERTY HIGHLIGHTS: 3 Bedrooms 2.5 Bathrooms 1.5 picturesque acres Small subdivision with only 10 homes NO HOA Granite kitchen and bathroom countertops 24' x 24' 576 SF detached office with kitchenette Custom Morton building shop complete inside including heat & air Fully insulated Excellent space for workshop, hobbies, vehicles, equipment, storage, or business use Convenient to Raleigh, Durham, and Henderson Property is being offered SOLD AS IS. The seller is offering an upfront $20,000 buyer credit for, closing cost, interst rate buy down, repair allowance for qualifying items that may arise or towards things that need done. Green Carport and Small Silver Bldg do not convey.

Property details

MLS
Doorify MLS
MLS #
10193006
Property type
Single Family Residence
Subdivision
Belle Acres
Status
Active
Days on market
32
On market date
September 16, 2026
Stories
N/A
Total bathrooms
2.5
Garage spaces
2
Parking spaces
N/A
Lot size
1.56 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Butner-Stem Elementary
4.82 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
429
Student:teacher ratio
15.9:1
District
Granville County Schools
Middle
Butner-Stem Middle
4.47 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
437
Student:teacher ratio
16.2:1
District
Granville County Schools
High
Granville Central High
2.07 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
616
Student:teacher ratio
17.6:1
District
Granville County Schools

Walkability

Blended score for Stem's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

11
Very car-dependent
out of 100
EPA National Walkability Index
3.5 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Stem, from live MLS data.

On the market 32 days -- 47 fewer days than Stem's current average of 79 days.
For reference, the median list price across 22 active listings in Stem right now is $337,795.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$3,613/mo
$115,000 down
$460,000 loan
Principal & interest$2,984
Property tax (est.)$479
Home insurance (est.)$150

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Data source: Listing information provided by Doorify MLS via Trestle/CoreLogic. Last updated September 21, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.