Single Family Residence at 102 NE 138TH ST, CROSS CITY
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$134,900

102 NE 138TH ST
CROSS CITY, FL 32628
Listed by David Amerio, Jr · LPT REALTY, LLC
Bedrooms
2
Bathrooms
2
Living area
1,000 sqft
Year built
1940

About this home

***Updated Price*** - Seller offering up to $5000 credit towards closing costs, prepaids, or rate buy down with an acceptable offer. Full of character, warmth, and everyday livability, this charming bungalow delivers the kind of opportunity that feels instantly inviting the moment you arrive. Set on a generously sized lot with mature landscaping, this single-family home blends timeless appeal with practical features that make it easy to envision as a full-time residence, weekend retreat, or smart addition to an investment portfolio. Built with classic wood-frame construction and topped with a metal roof, the home offers a welcoming presence and a layout designed for comfortable living. Inside, you’ll find approximately 1,000 square feet of heated space with a bright, functional flow that makes the home feel connected and easy to enjoy. Tile and wood flooring bring a clean, durable finish throughout, while central air and a heat pump provide year-round comfort. The living and dining room combination creates an open, flexible gathering space that feels casual, relaxed, and ready for real life. Whether you’re hosting friends, enjoying a quiet night in, or simply looking for a home that lives bigger than its footprint, the layout works. The kitchen comes equipped with a range and refrigerator, giving you a solid foundation to move right in or personalize over time. An inside laundry area adds another layer of everyday convenience that buyers always appreciate. With two bedrooms and two baths, this home offers a surprisingly versatile setup for its size. The configuration creates flexibility for guests, shared living, or anyone who values having a little extra breathing room. The unfurnished interior is a blank canvas, ready for your design vision, your updates, and your style. Step outside and the lifestyle continues. A screened front porch sets the stage for slow mornings and relaxed evenings, while the rear porch gives you a comfortable space to unwind, entertain, or enjoy the outdoors with added privacy and protection from the elements. The lot itself offers room to breathe, with approximately 0.23 acres to enjoy, expand your outdoor living ideas, or simply appreciate the open feel that’s getting harder and harder to find. Practical infrastructure adds even more value here, with public water, public sewer, electricity connected, cable available, phone available, and sewer and water connections already in place. The home sits on a paved street and features a clear, accessible setting that supports easy day-to-day living. This is the kind of property that stands out because it feels honest, usable, and full of potential. It has the charm. It has the lot. It has the porches. And most importantly, it has that rare ability to make you immediately start imagining what comes next. Whether your vision is cozy and classic, fresh and updated, or somewhere in between, this bungalow is ready to become something special.

Property details

MLS
Stellar MLS
MLS #
MFRGC538837
Property type
Single Family Residence
Subdivision
COTTER RILEY ANX
Status
Active
Days on market
134
On market date
March 26, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.23 acres
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

ElementaryCharter
KINDER CUB SCHOOL INC
0.16 mi away · Grades -1-2
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
118
Student:teacher ratio
19.7:1
District
DIXIE
Middle
RUTH RAINS MIDDLE SCHOOL
1.28 mi away · Grades 5-7
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
484
Student:teacher ratio
16.7:1
District
DIXIE
High
DIXIE COUNTY HIGH SCHOOL
1.51 mi away · Grades 8-12
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
729
Student:teacher ratio
18.2:1
District
DIXIE

Walkability

Blended score for CROSS CITY's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

25
Car-dependent
out of 100
EPA National Walkability Index
5.0 / 20 -- Least walkable

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
% / yr
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/mo
Est. monthly payment
$962/mo
$26,980 down
$107,920 loan
Principal & interest$700
Property tax (est.)$112
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated August 11, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.