Single Family Residence at 101 Cove Creek Drive, Rutherfordton
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$319,900

101 Cove Creek Drive
Rutherfordton, NC 28139
Listed by Kristen Greene · Main Street Realty Group LLC
Bedrooms
3
Bathrooms
2
Living area
1,390 sqft
Year built
1982

About this home

Tucked away on 1.22 peaceful acres between Rutherfordton and Lake Lure, this charming 3-bedroom, 2-bath cabin offers the perfect blend of rustic character and modern comfort. When you step inside, you'll find beautiful hardwood floors, vaulted ceilings, and custom woodworking accents that create a warm, inviting atmosphere. The cozy gas log fireplace makes the living space ideal for relaxing evenings at home and a tankless water heater adds efficiency and convenience. Enjoy the outdoors from both the covered front porch overlooking the fenced yard and the screened-in back porch—perfect for taking in the serene surroundings year-round. Need extra space? The 16x20 outbuilding with power is ideal for hobbies, a workshop, or additional storage, and is complemented by an attached carport and rear lean-to for even more functionality. An exterior entry unfinished basement provides excellent storage options, and the private setting offers a quiet retreat while still being conveniently located between Rutherfordton and Lake Lure. Whether you're looking for a full-time residence or a weekend getaway, this property delivers comfort, charm, and versatility in a beautiful natural setting!

Highlights

Fireplace

Property details

MLS
Canopy MLS
MLS #
CAR4365717
Property type
Single Family Residence
Subdivision
Cove Creek
Status
Active
Days on market
123
On market date
April 3, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
N/A
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
Pinnacle Elementary School
6.22 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
233
Student:teacher ratio
13.7:1
District
Rutherford County Schools
Middle
R-S Middle School
10.08 mi away · Grades 6-8
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
603
Student:teacher ratio
14.4:1
District
Rutherford County Schools
High
R-S Central High School
8.03 mi away · Grades 9-12
Zoned school (attendance boundary, 2015-16 data)
3.3
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
769
Student:teacher ratio
13.7:1
District
Rutherford County Schools

Walkability

Blended score for Rutherfordton's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

16
Very car-dependent
out of 100
EPA National Walkability Index
5.3 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Rutherfordton, from live MLS data.

On the market 123 days -- 100 fewer days than Rutherfordton's current average of 223 days.
For reference, the median list price across 306 active listings in Rutherfordton right now is $144,450.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,076/mo
$63,980 down
$255,920 loan
Principal & interest$1,660
Property tax (est.)$267
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated August 4, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.