Beautiful 2 story home on a corner lot - 995 KARST TREE LN, APOPKA
Fresh exterior paint - 995 KARST TREE LN, APOPKA
Single Family Residence at 995 KARST TREE LN, APOPKA, photo 3 of 35
The office in the front of the house has so much natural light! - 995 KARST TREE LN, APOPKA
Office - 995 KARST TREE LN, APOPKA
Office with French doors on the right as you enter the home - 995 KARST TREE LN, APOPKA
Front foyer-the laundry room is to one side and the half bath and storage closet is to the other - 995 KARST TREE LN, APOPKA
The primary bedroom is off the living room on the first floor - 995 KARST TREE LN, APOPKA
Spend time with all the important people in your life in this open concept living room and kitchen. - 995 KARST TREE LN, APOPKA
Large island with breakfast bar brings everyone together. - 995 KARST TREE LN, APOPKA
Single Family Residence at 995 KARST TREE LN, APOPKA, photo 11 of 35
Single Family Residence at 995 KARST TREE LN, APOPKA, photo 12 of 35
Single Family Residence at 995 KARST TREE LN, APOPKA, photo 13 of 35
Single Family Residence at 995 KARST TREE LN, APOPKA, photo 14 of 35
A more formal dining area is adjacent to the kitchen - 995 KARST TREE LN, APOPKA
Living room with French doors leading to the back lanai - 995 KARST TREE LN, APOPKA
Primary bedroom--first floor - 995 KARST TREE LN, APOPKA
Primary Bedroom - 995 KARST TREE LN, APOPKA
Primary Bathroom has a large walk in closet - 995 KARST TREE LN, APOPKA
Primary bathroom shower - 995 KARST TREE LN, APOPKA
Upstairs Loft - 995 KARST TREE LN, APOPKA
Upstairs Loft - 995 KARST TREE LN, APOPKA
Bedroom 2 upstairs with an ensuite bathroom - 995 KARST TREE LN, APOPKA
Bedroom 2 has an ensuite full bathroom - 995 KARST TREE LN, APOPKA
Half bath downstairs - 995 KARST TREE LN, APOPKA
Bedroom 3 upstairs - 995 KARST TREE LN, APOPKA
Bedroom 4 upstairs - 995 KARST TREE LN, APOPKA
Inside laundry room is downstairs off the garage - 995 KARST TREE LN, APOPKA
Large corner lot gives you extra space to play! - 995 KARST TREE LN, APOPKA
Covered lanai - 995 KARST TREE LN, APOPKA
Single Family Residence at 995 KARST TREE LN, APOPKA, photo 31 of 35
Community pool and splash pad - 995 KARST TREE LN, APOPKA
Community playground - 995 KARST TREE LN, APOPKA
Single Family Residence at 995 KARST TREE LN, APOPKA, photo 34 of 35
Single Family Residence at 995 KARST TREE LN, APOPKA, photo 35 of 35
35 photos

$479,000

995 KARST TREE LN
APOPKA, FL 32703
Listed by Heather Walker, PA · BERKSHIRE HATHAWAY HOMESERVICES RESULTS REALTY
Bedrooms
4
Bathrooms
3.1
Living area
2,747 sqft
Year built
2018

About this home

Welcome to 995 Karst Tree Lane, a beautifully designed K. Hovnanian home in Apopka’s Hilltop Reserve community, where thoughtful spaces, stylish finishes, and an easygoing neighborhood feel come together beautifully. Built in 2018 and offering approximately 2,800 square feet, this 4-bedroom home plus an office has the space and flexibility to fit the way you live today. Step inside and you’re greeted by a bright, open floor plan with high ceilings, stylish stair railings, and plenty of natural light. A private office with French doors provides a quiet place to work from home, while additional flexible living space upstairs gives you options for a sitting room, playroom, additional office space or whatever suits your lifestyle. The heart of the home is the spacious gourmet kitchen, designed for both everyday meals and more formal gathering with friends and family. An impressive large island provides plenty of room for prep, serving and casual seating, complemented by granite countertops, 42-inch cabinetry, tile backsplash, stainless steel appliances, and generous storage. The kitchen flows naturally into the adjacent dining and living areas, creating one welcoming space for everything from weeknight dinners to holiday get-togethers. The main-level primary suite offers a comfortable retreat at the end of the day, complete with a spacious walk-in closet and a spa-inspired bath featuring dual sinks and an oversized glass-enclosed shower with multiple shower heads. Upstairs, a generous loft adds another place to relax and can easily become a media room, game room, fitness space, or second home office. Three additional bedrooms and two full baths provide plenty of room for family and guests. Storage abounds with an oversized closet off the foyer and under the stairs storage. Outside, there’s room to enjoy the Florida lifestyle, whether that means grilling, relaxing with your morning coffee, or creating a backyard space of your own. Life in Hilltop Reserve comes with the added bonus of neighborhood amenities, including a community pool, clubhouse, playground, park, and inviting outdoor spaces. Beyond the neighborhood, some of Central Florida’s best outdoor experiences are close to home. Spend weekends exploring Wekiwa Springs, tubing the crystal-clear waters of Rock Springs at Kelly Park, biking the Lake Apopka Loop Trail, or spotting native wildlife along the Lake Apopka Wildlife Drive. Fancy strolling Winter Garden's famous Farmer's Market? With convenient access to SR-429, you’re also within easy reach of Downtown Winter Garden’s Plant Street dining, shopping and weekend events. Spacious without feeling overwhelming and polished without losing its warmth, 995 Karst Tree Lane is the kind of home that makes everyday living feel a little more special. Come see why this may be the one that simply feels like home.

Property details

MLS #
MFRO6436183
Property type
Single Family Residence
Subdivision
HILLTOP RESERVE PH 4
Status
Active
Days on market
1
On market date
August 25, 2026
Stories
N/A
Total bathrooms
4
Garage spaces
2
Parking spaces
N/A
Lot size
0.17 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
PHILLIS WHEATLEY ELEMENTARY
0.79 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
411
Student:teacher ratio
15.2:1
District
ORANGE
Middle
PIEDMONT LAKES MIDDLE
2.62 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
987
Student:teacher ratio
17.0:1
District
ORANGE
High
RANDALL ACADEMY
1.67 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
5.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
8
Student:teacher ratio
2.7:1
District
ORANGE

Mortgage calculator

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Est. monthly payment
$3,035/mo
$95,800 down
$383,200 loan
Principal & interest$2,485
Property tax (est.)$399
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 2 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.