Single Family Residence at 304 Cleat Drive, Surf City, NC 28445
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$439,500

304 Cleat Drive, Surf City, NC 28445
Surf City, NC 28445
Listed by Ashley P Polk · BlueCoast Realty Corporation
Bedrooms
4
Bathrooms
2
Living area
1,776 sqft
Year built
2024

About this home

SIMILAR HOMES IN WATERSIDE HAVE SOLD FOR THOUSANDS MORE. SO WHY IS THIS ONE PRICED LOWER? Because it's been intentionally priced to give the next buyer an incredible opportunity. At 304 Cleat Drive, you're getting the same popular floor plan, a great location, valuable upgrades, and a fully fenced backyard for substantionally less than what comparable homes have recently sold for. Simply put, you're getting more home for your money. Beautifully maintained, this 4-bedroom, 2-bath home offers the ease of single-level living with a spacious, open-concept design. The kitchen features a large center island, abundant cabinetry, and a walk-in pantry with upgraded custom shelving. It opens into the dining and living areas, making the space ideal for everyday living and entertaining. The private primary suite features a walk-in closet and ensuite bathroom, while three additional bedrooms offer flexibility for guests, a home office, playroom, or fitness space. Thoughtful upgrades include a Culligan whole-house water treatment system with water softening, carbon filtration, reverse osmosis, and automatic backflush functionality. Outside, enjoy a fully fenced backyard and covered patio with plenty of room to relax, entertain, or enjoy time outdoors. The location is another major advantage. Tucked away on a quieter street away from the neighborhood's main traffic, this home is just steps from Waterside's resort-style pool. Residents also enjoy a fitness center, multi-sport court, playground, sidewalks, golf cart-friendly streets, and community gathering spaces. Located less than two miles from Surf City Beach, you're just a short bike or golf cart ride from the beach, coffee shops, restaurants, breweries, boutiques, and parks. A GREAT HOME. A GREAT LOCATION. A PRICE THAT'S HARD TO FIND IN WATERSIDE. If you've been waiting for the right opportunity to buy in this neighborhood, 304 Cleat Drive deserves a closer look. Schedule your showing today.

Property details

MLS
Hive MLS
MLS #
100587805
Property type
Single Family Residence
Subdivision
Waterside
Status
Active
Days on market
103
On market date
July 30, 2026
Stories
N/A
Total bathrooms
2
Garage spaces
2
Parking spaces
2
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card.

Elementary
North Topsail Elementary
5.66 mi away · Grades -1-5
Zoned school (attendance boundary, 2015-16 data)
3.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
576
Student:teacher ratio
16.5:1
District
Pender County Schools
Middle
Topsail Middle
7.71 mi away · Grades 5-8
Zoned school (attendance boundary, 2015-16 data)
3.4
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: B (2025)
Enrollment
785
Student:teacher ratio
20.7:1
District
Pender County Schools
High
Pender Early College High
21.91 mi away · Grades 9-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
218
Student:teacher ratio
27.3:1
District
Pender County Schools

Walkability

Blended score for Surf City's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

33
Car-dependent
out of 100
EPA National Walkability Index
6.5 / 20 -- Below average walkable

Market position

How this listing compares to current activity in Surf City, from live MLS data.

On the market 103 days -- 47 fewer days than Surf City's current average of 150 days.
For reference, the median list price across 134 active listings in Surf City right now is $799,997.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$2,797/mo
$87,900 down
$351,600 loan
Principal & interest$2,280
Property tax (est.)$366
Home insurance (est.)$150

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Data source: Listing information provided by Hive MLS via Trestle/CoreLogic. Last updated 8 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.