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$525,000

839 FLORIDA AVE
PALM HARBOR, FL 34683
Listed by Tania Borelli · COLDWELL BANKER REALTY
Bedrooms
3
Bathrooms
3
Living area
1,311 sqft
Year built
1950

About this home

Coastal Charm, Golf Cart Living & Endless Possibilities! Welcome to this beautifully updated 3-bedroom, 3-bath Palm Harbor retreat located in the heart of the highly sought-after Palm Harbor area. Whether you're searching for a full-time residence, seasonal getaway, or investment opportunity, this versatile property offers the perfect blend of comfort, convenience, and Florida lifestyle. Just steps from Pop Stansell Park and Sutherland Bayou, you'll enjoy easy access to waterfront recreation, local restaurants, breweries, live entertainment, and everything that makes this golf cart-friendly community so desirable. Designed with comfort and entertaining in mind, the thoughtfully laid-out floor plan features two private king-bedroom suites with en-suite baths, a flexible guest room ideal for family and friends, an updated kitchen with quartz countertops and stainless-steel appliances, inviting living spaces, and modern finishes throughout.  Step outside and discover your own private backyard oasis. The fully fenced property offers the perfect setting for relaxing or entertaining, complete with a large hot tub, charming tiki hut, and multiple outdoor gathering spaces plus storage shed. Whether enjoying a quiet evening under the stars or hosting guests after a day on the water, this resort-style outdoor area is sure to impress. Golf cart-friendly living adds to the appeal, allowing convenient access to the always fun downtown area, waterfront parks, local restaurants, breweries, live entertainment, and the unique coastal charm that makes this community so sought after. Nearby you'll find Honeymoon Island, Downtown Dunedin, Tarpon Springs, Clearwater Beach, boating, fishing, paddleboarding, and endless opportunities to enjoy the Florida lifestyle. Whether you're looking for a place to call home, a vacation escape, or an established investment property, this exceptional Palm Harbor gem offers the rare opportunity to enjoy the best of Florida living while benefiting from a proven rental history.  Most furnishings may be available separately, creating a truly turnkey opportunity for investors, seasonal residents, or buyers seeking an immediate move-in-ready coastal retreat.

Property details

MLS #
MFRTB8542981
Property type
Single Family Residence
Subdivision
SUTHERLAND TOWN OF
Status
Active
Days on market
7
On market date
September 12, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
N/A
Parking spaces
N/A
Lot size
0.16 acres
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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary
OZONA ELEMENTARY SCHOOL
0.56 mi away · Grades -1-5
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
781
Student:teacher ratio
14.2:1
District
PINELLAS
Middle
PALM HARBOR MIDDLE SCHOOL
1.29 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,127
Student:teacher ratio
19.4:1
District
PINELLAS
High
PALM HARBOR UNIVERSITY HIGH
0.63 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
2,480
Student:teacher ratio
22.1:1
District
PINELLAS

Walkability

Blended score for PALM HARBOR's center: EPA's National Walkability Index (street network, transit, land-use mix) combined with nearby-amenity density. 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

75
Walkable
out of 100
EPA National Walkability Index
14.3 / 20 -- Above average walkable
Nearby-amenity density
80 / 100
Restaurants & cafes20
Grocery stores2
Parks1
Schools6
Transit stops20
Pharmacies2

Market position

How this listing compares to current activity in PALM HARBOR, from live MLS data.

On the market 7 days -- 95 fewer days than PALM HARBOR's current average of 102 days.
For reference, the median list price across 692 active listings in PALM HARBOR right now is $299,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Adjust tax / insurance estimates
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/mo
Est. monthly payment
$3,312/mo
$105,000 down
$420,000 loan
Principal & interest$2,724
Property tax (est.)$438
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated 6 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.