Aerial - Charlotte
2640 Sadler Road - Charlotte
Front Exterior - Charlotte
Side Exterior - Charlotte
Front Landscaping - Charlotte
Kitchen - Charlotte
Kitchen - Charlotte
Dining Room/Den - Charlotte
Den - Charlotte
Den - Charlotte
Dining Room - Charlotte
Half Bathroom - Charlotte
Walk-In Closet - Charlotte
Second Primary Bedroom - Charlotte
Second Primary Bathroom - Charlotte
Second Primary Bathroom - Charlotte
Second Primary Bathroom - Charlotte
Media Room Bar - Charlotte
Media Room - Charlotte
Loft - Charlotte
Primary Bedroom - Charlotte
Primary Bedroom - Charlotte
Primary Bathroom - Charlotte
Primary Bathroom - Charlotte
Primary Walk-In Closet - Charlotte
Flex Space - Charlotte
Sun Room - Charlotte
Sun Room - Charlotte
Office - Charlotte
Lower Level Kitchen - Charlotte
Laundry - Charlotte
Full Bathroom - Charlotte
Full Bathroom - Charlotte
Bedroom - Charlotte
Sauna - Charlotte
Gym - Charlotte
Patio - Charlotte
Deck - Charlotte
Balcony - Charlotte
Deck - Charlotte
Dock - Charlotte
Fire Pit - Charlotte
Dock - Charlotte
Dock - Charlotte
Dock - Charlotte
Dock - Charlotte
Rear Exterior - Charlotte
2640 Sadler Road - Charlotte
48 photos

$2,975,000

Charlotte, NC 28278
Listed by Sandra Singer · Corcoran HM Properties
Bedrooms
3
Bathrooms
6.5
Living area
5,650 sqft
Year built
1943

About this home

Nestled on a quiet cove of Lake Wylie and free from HOA restrictions, this exceptional gated waterfront home offers the perfect blend of luxury, privacy, and convenience, just a short commute from Charlotte. Thoughtfully designed for both entertaining and everyday lake living, the home showcases breathtaking year-round water views from multiple decks, covered patios, and a rare two-story dock with a grandfathered double boat lift that cannot be replicated today. The meticulously landscaped grounds and extensive renovations create an inviting atmosphere from the moment you arrive. This home is a life-style. The main level features an open-concept floor plan with panoramic lake views, abundant natural light, a chef's kitchen with stainless steel appliances, and a secondary primary suite ideal for guests, in-laws, or multi-generational living. The views from this luxury ensuite bedroom are simply spectacular. The mid-level is dedicated to relaxation and entertainment, offering a media room with reclining theater seating for five, a wet bar, and an additional gathering space perfect for movie nights or unwinding after a day on the water. The luxurious primary suite serves as a private sanctuary, complete with a newly renovated spa-inspired bath featuring a soaking tub, a spacious walk-in closet, and a private balcony overlooking the lake, the perfect setting for morning coffee or sunset views. The lower level provides remarkable flexibility with a second full kitchen, additional bedroom(s), a dedicated office, and easy access to outdoor living spaces. Just outside the office, an outdoor shower mirrors the elegant spa shower found inside, creating a resort-like experience. A hot tub overlooking the property offers the perfect place to relax and enjoy peaceful lake evenings. Adding to the home's uniqueness is an attached three-car garage, an additional detached garage, and a fully equipped fitness studio with its own private entrance, full bath, and kitchenette, ideal for a home gym, guest quarters, studio, or private workspace. The perfectly landscaped grounds also include a firepit with ample seating. Pea gravel walkway, trex decking, steel cable railing and a grilling station at the dock. This is a rare opportunity to own a truly distinctive Lake Wylie waterfront property that combines luxury, functionality, and an unmatched lake lifestyle.

Highlights

Fireplace

Property details

MLS #
CAR4390704
Property type
Single Family Residence
Subdivision
Lake Wylie
Status
Active
Days on market
13
On market date
June 17, 2026
Stories
N/A
Total bathrooms
6.5
Garage spaces
6
Parking spaces
N/A
Lot size
N/A
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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Berryhill School
0.52 mi away · Grades -1-8
Zoned school (attendance boundary, 2015-16 data)
2.9
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: D (2025)
Enrollment
427
Student:teacher ratio
11.9:1
District
Charlotte-Mecklenburg Schools
Middle
Belmont Middle
2.42 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.7
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: C (2025)
Enrollment
720
Student:teacher ratio
20.0:1
District
Gaston County Schools
High
Cato Middle College High School
15.51 mi away · Grades 11-13
Zoned school (attendance boundary, 2015-16 data)
3.8
Local Score (state rating (2025) blended 70/30 with student-teacher ratio) -- not an official state rating
State rating: A (2025)
Enrollment
166
Student:teacher ratio
41.5:1
District
Charlotte-Mecklenburg Schools

Walkability

Blended score for Charlotte's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

21
Car-dependent
out of 100
EPA National Walkability Index
4.2 / 20 -- Least walkable

Market position

How this listing compares to current activity in Charlotte, from live MLS data.

On the market 13 days -- 58 fewer days than Charlotte's current average of 71 days.
For reference, the median list price across 3,809 active listings in Charlotte right now is $399,296.

Mortgage calculator

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Est. monthly payment
$18,066/mo
$595,000 down
$2,380,000 loan
Principal & interest$15,437
Property tax (est.)$2,479
Home insurance (est.)$150

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Data source: Listing information provided by Canopy MLS (carolina) via Trestle/CoreLogic. Last updated June 30, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.