jac19 - 448 E Cove Rd, Monterey, TN 38574, Monterey
jac20 - 448 E Cove Rd, Monterey, TN 38574, Monterey
jac21 - 448 E Cove Rd, Monterey, TN 38574, Monterey
jac22 - 448 E Cove Rd, Monterey, TN 38574, Monterey
jac23 - 448 E Cove Rd, Monterey, TN 38574, Monterey
jac24 - 448 E Cove Rd, Monterey, TN 38574, Monterey
jac25 - 448 E Cove Rd, Monterey, TN 38574, Monterey
jac26 - 448 E Cove Rd, Monterey, TN 38574, Monterey
jac27 - 448 E Cove Rd, Monterey, TN 38574, Monterey
jac28 - 448 E Cove Rd, Monterey, TN 38574, Monterey
jac29 - 448 E Cove Rd, Monterey, TN 38574, Monterey
jac1 - 448 E Cove Rd, Monterey, TN 38574, Monterey
jac2 - 448 E Cove Rd, Monterey, TN 38574, Monterey
jac3 - 448 E Cove Rd, Monterey, TN 38574, Monterey
jac4 - 448 E Cove Rd, Monterey, TN 38574, Monterey
jac5 - 448 E Cove Rd, Monterey, TN 38574, Monterey
jac6 - 448 E Cove Rd, Monterey, TN 38574, Monterey
jac8 - 448 E Cove Rd, Monterey, TN 38574, Monterey
jac9 - 448 E Cove Rd, Monterey, TN 38574, Monterey
jac10 - 448 E Cove Rd, Monterey, TN 38574, Monterey
jac11 - 448 E Cove Rd, Monterey, TN 38574, Monterey
jac12 - 448 E Cove Rd, Monterey, TN 38574, Monterey
jac13 - 448 E Cove Rd, Monterey, TN 38574, Monterey
jac14 - 448 E Cove Rd, Monterey, TN 38574, Monterey
jac15 - 448 E Cove Rd, Monterey, TN 38574, Monterey
jac16 - 448 E Cove Rd, Monterey, TN 38574, Monterey
jac17 - 448 E Cove Rd, Monterey, TN 38574, Monterey
jac18 - 448 E Cove Rd, Monterey, TN 38574, Monterey
28 photos

$395,000

448 E Cove Rd, Monterey, TN 38574
Monterey, TN 38574
Listed by James McKinnie · Tri-Star Real Estate & Auction
Bedrooms
3
Bathrooms
3
Living area
N/A
Year built
1993

About this home

Lovely full 2 story home in Cumberland Cove. This home has living quarters upstairs and downstairs with a separate entrance. Downstairs contains a bedroom, full bathroom, large great room, office. separate entrance and lots of storage closets. Upstairs contains the owners suite and an additional bedroom. The home is a full 3 bedroom, 3 bathroom with an open floorplan. A massive stone fireplace is seen as soon as you enter the house. Large. Spacious, open rooms with vaulted ceilings, can lighting and many custom features. Large 2 car garage with reinforced wall system.

Highlights

Fireplace

Property details

MLS #
1353931
Property type
Single Family Residence
Subdivision
cumberland cove
Status
Active
Days on market
11
On market date
September 1, 2026
Stories
N/A
Total bathrooms
3
Garage spaces
2
Parking spaces
N/A
Lot size
3.5 acres
Loading map…

Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
Burks Elementary
4.25 mi away · Grades -1-6
Nearest school -- attendance-zone data not available here
4.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
480
Student:teacher ratio
13.7:1
District
Putnam County
Middle
None found nearby
High
Monterey High School
4.56 mi away · Grades 7-12
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
594
Student:teacher ratio
17.0:1
District
Putnam County

Walkability

Blended score for Monterey's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). 60% EPA National Walkability Index + 40% nearby-amenity density (Google Places).

13
Very car-dependent
out of 100
EPA National Walkability Index
4.2 / 20 -- Least walkable
Google Places amenity density
0 / 100
Restaurants & cafes0
Grocery stores0
Parks0
Schools0
Transit stops0
Pharmacies0

Market position

How this listing compares to current activity in Monterey, from live MLS data.

On the market 11 days -- 127 fewer days than Monterey's current average of 138 days.
For reference, the median list price across 121 active listings in Monterey right now is $164,900.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

$
%
%
Adjust tax / insurance estimates
% / yr
$
/mo
Est. monthly payment
$2,529/mo
$79,000 down
$316,000 loan
Principal & interest$2,050
Property tax (est.)$329
Home insurance (est.)$150

Similar homes you might like

Data source: Listing information provided by East Tennessee REALTORS® MLS via Trestle/CoreLogic. Last updated 28 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.