Emily Christenbury
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Single Family Residence at 11 OCEAN DUNE CIR, PALM COAST
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$3,200,000

11 OCEAN DUNE CIR
PALM COAST, FL 32137
Listed by Anthony Lombardo · COASTAL GATEWAY REAL ESTATE GR
Bedrooms
4
Bathrooms
4.5
Living area
4,566 sqft
Year built
2007

About this home

Direct oceanfront living awaits in this exquisite custom home located on the coveted Ocean Dune Circle in Armand Beach Estates. This private, gated beachside community offers a quiet and serene setting with exceptionally low HOA fees and direct access to miles of pristine coquina sand beach, perfect for peaceful walks in either direction. Built in 2007, this custom home showcases exceptional craftsmanship and premium materials throughout, including custom-milled moldings, fine woodwork, porcelain, marble, and granite flooring, bronze custom stair railings, and beautiful cherry built-ins. Every detail reflects the highest level of quality and attention to luxury. Spanning three levels with abundant natural light and expansive views of the Atlantic Ocean, the home features a private elevator for easy access between floors. The first level includes two generously sized bedrooms that sit up high, offering beautiful ocean views. The second level boasts an open-concept living area with a gas fireplace and dramatic tall ceilings that flow seamlessly into a gourmet kitchen equipped with two adjacent prep kitchens and a premium appliance package. A spacious lanai provides the ideal spot to relax and enjoy sweeping water views and brilliant sunrise vistas. The third level features a loft/office with a wet bar, and custom built-in shelving with lighting. Along with two luxurious suites highlighted by a striking shared solarium enclosed balcony that offers breathtaking sky and ocean views. Resort-style living continues outdoors with a private pool and spa, plus a convenient private dune walkover that leads directly to the quiet coquina sand beach just steps away. Residents also enjoy easy access to the community pool, and a short bike or golf cart ride takes you to Malacompra Park. Additional highlights include 75 feet of direct oceanfront frontage, high and dry stem wall concrete block construction, a whole-house Generac generator, and so much more. This rare combination of privacy, luxury finishes, and effortless beachfront access makes this home the perfect coastal retreat for discerning families. Lot 7 is not included in the sale. Seller will separate at the time of closing.

Highlights

WaterfrontPrivate poolFireplace

Property details

MLS #
MFRFC317415
Property type
Single Family Residence
Subdivision
ARMAND BEACH ESTATES
Status
Active
Days on market
22
On market date
April 3, 2026
Stories
N/A
Total bathrooms
4.5
Garage spaces
2
Parking spaces
N/A
Lot size
0.44 acres

Location

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Nearby schools

Within 10 miles. School directory data from the National Center for Education Statistics (NCES), accessed via the Urban Institute Education Data API. Local Score is calculated by INNOVATE Real Estate; where a state rating is shown, it comes from that state's own official school report card (e.g. NC Dept. of Public Instruction, SC Report Card).

Elementary
BELLE TERRE ELEMENTARY SCHOOL
4.78 mi away · Grades -1-6
Nearest school -- attendance-zone data not available here
3.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,360
Student:teacher ratio
16.4:1
District
FLAGLER
Middle
INDIAN TRAILS MIDDLE SCHOOL
4.87 mi away · Grades 6-8
Nearest school -- attendance-zone data not available here
2.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
911
Student:teacher ratio
20.2:1
District
FLAGLER
High
MATANZAS HIGH SCHOOL
2.89 mi away · Grades 9-12
Nearest school -- attendance-zone data not available here
1.0
Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating
Enrollment
1,716
Student:teacher ratio
24.9:1
District
FLAGLER

Walkability

Blended score for PALM COAST's center, calculated by INNOVATE Real Estate from two sources: the EPA's National Walkability Index (street network, transit, land-use mix) and Google Places amenity data (what's actually reachable on foot from this point). EPA National Walkability Index only -- nearby-amenity data not cached yet for this area.

32
Car-dependent
out of 100
EPA National Walkability Index
6.3 / 20 -- Below average walkable

Market position

How this listing compares to current activity in PALM COAST, from live MLS data.

On the market 22 days -- 89 fewer days than PALM COAST's current average of 111 days.
For reference, the median list price across 1,867 active listings in PALM COAST right now is $349,998.

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

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Est. monthly payment
$19,421/mo
$640,000 down
$2,560,000 loan
Principal & interest$16,604
Property tax (est.)$2,667
Home insurance (est.)$150

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Data source: Listing information provided by Stellar MLS (mfrmls) via Trestle/CoreLogic. Last updated April 25, 2026.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.