Single Family Residence at 123 Saunders Street, Gardner MA 01440, Gardner

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$519,900

123 Saunders Street, Gardner MA 01440

Gardner, MA 01440

Listed by Kurt Thompson

Bedrooms

Bathrooms

Living area

2,102 sqft

Year built

1986

About this home

Offered for the first time by its original owner! Set on approximately 3.5 acres, this spacious Cape offers a rare combination of privacy, room to spread out and a convenient Gardner location. A long paved drive welcomes you to this well-loved home, surrounded by a beautiful wooded setting while remaining convenient to Route 2 and area amenities. With approximately 2,102 sq. ft. of living area, the home features 3 bedrooms and 2 full baths with a flexible floor plan designed for comfortable everyday living.A standout feature is the generously sized first-floor main bedroom and full bath, providing an excellent opportunity for those seeking the convenience of single-level living. The main level offers multiple spaces for gathering and entertaining, including a fireplaced living room with wood flooring and French doors, a spacious dining room with wood floors, bay window and built-ins, and a warm, inviting family room with cathedral ceiling, abundant natural woodwork and direct access to the deck. The kitchen features extensive cabinetry, a breakfast bar, recessed lighting and an open connection to the adjoining living space.Upstairs are two additional generously sized bedrooms, including one with a walk-in closet, along with a second full bath. The full unfinished basement provides substantial additional space for storage, hobbies, workshop needs or future possibilities.The approximately 3.5-acre lot is a feature all its own, offering an impressive amount of outdoor space in a wooded setting that feels tucked away from the everyday. Enjoy the deck, storage shed, paved driveway and attached two-car garage with garage door opener and convenient side entry. Additional features include 200-amp electrical service, central vacuum, whole-house fan, broadband availability, recent roofing and a passed Title 5.Commuters will appreciate convenient access to Route 2, while shopping, restaurants, golf, medical facilities and other area amenities are nearby. Parks, trails and outdoor recreation opportunities throughout the Gardner area add even more to the location. After decades with its original owner, 123 Saunders Street is ready for its next chapter and offers a wonderful opportunity to bring your own ideas and personal touches to a home with space, character, acreage and an exceptionally versatile layout.

Highlights

Fireplace

Property details

MLS #: 73567810
Property type: Single Family Residence
Subdivision: N/A
Status: Active
Days on market: 3
On market date: August 25, 2026
Stories: N/A
Total bathrooms: 2
Garage spaces: 2
Parking spaces: 8
Lot size: 3.5 acres

Location

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Nearby schools

Within 10 miles · public school directory data (NCES)

Elementary

Elm Street School

1.21 mi away · Grades 2-4

Nearest school -- attendance-zone data not available here

5.0

Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating

Enrollment: 462
Student:teacher ratio: 11.8:1
District: Gardner

Middle

Gardner Middle School

1.68 mi away · Grades 5-7

Nearest school -- attendance-zone data not available here

4.0

Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating

Enrollment: 518
Student:teacher ratio: 12.6:1
District: Gardner

High

Gardner Academy for Learning and Technology

1.27 mi away · Grades 9-12

Nearest school -- attendance-zone data not available here

5.0

Local Score (student-teacher ratio only (preliminary -- will incorporate state test-score data once available)) -- not an official state rating

Enrollment: 96
Student:teacher ratio: 12.0:1
District: Gardner

Mortgage calculator

Estimate only - actual rate and payment depend on your lender, credit, and loan program.

Home price

Down payment

Interest rate

Loan term

Adjust tax / insurance estimates

Property tax

% / yr

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/mo

Est. monthly payment

$3,281/mo

$103,980 down

$415,920 loan

Principal & interest$2,698

Property tax (est.)$433

Home insurance (est.)$150

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Data source: Listing information provided by MLS Property Information Network via Trestle/CoreLogic. Last updated 3 days ago.

Information herein deemed reliable but not guaranteed; all measurements, school assignments, HOA fees, taxes, and feature lists are approximate and should be independently verified. Equal Housing Opportunity.