$1,965,000

About this home

Step outside to a sparkling pool and sun-drenched lanai. A few more steps and you’re on your private dock, where the Intracoastal Waterway stretches out as far as the eye can see. That kind of outdoor access is becoming nearly impossible to find in Pinellas County. Most waterfront properties have been, or will be, elevated to meet flood zone standards, eliminating that seamless indoor-outdoor connection. Don’t miss your opportunity, this is the one they said didn’t exist anymore. This residence has passed all required Pinellas County inspections, including electrical, plumbing, and roofing, with full documentation on file, yet retains its original ground-level footprint just steps from the water. For buyers seeking true step-out waterfront living, opportunities like this one are not being replicated. Nestled in the waterfront enclave of Harbor Bluffs, one of Pinellas County’s most cherished communities, celebrated for its serene, deed-restricted streets and proximity to the Gulf, this 4-bedroom, 3-bathroom pool home sits on a rare lot delivering water views on both the rear and side of the property. Whether you’re arriving home by boat or simply watching the herons work the seawall on a quiet morning, the water is always front and center. Inside, the updates speak for themselves. The remodeled kitchen features white granite countertops, soft-close cabinetry, stainless steel appliances, and a natural gas range, made for effortless entertaining. Classic plantation shutters flow throughout, lending a clean coastal elegance that carries from room to room. The north-facing orientation means living spaces stay naturally cool and bright without harsh afternoon sun, a quiet luxury that west-facing waterfront buyers discover too late. Behind the scenes, this home has been meticulously upgraded: PGT hurricane-impact, energy-efficient windows throughout, a NEC code-compliant electric panel upgraded in 2025, newly blown-in cellulose attic insulation, a tankless water heater, and a new roof and primary AC installed in 2022. A convenient interior laundry closet rounds out a home that has been carefully maintained where it counts. For the boating enthusiast, the private dock with boat lift puts you on the water in minutes, no marina fees, just your boat on your schedule and the waterway at your doorstep, with quick access to the open Gulf beyond. When you’d rather stay close to home, the pool and lanai are waiting. While this property sustained minor flooding during Hurricane Helene in September 2024, the home was fully remediated by licensed professionals, all required permits were filed with Pinellas County, and every inspection passed. This is a home that has been through the worst Florida can deliver, and came out the other side ready for its next chapter. And that next chapter begins in Harbor Bluffs, the kind of neighborhood where neighbors know each other by name, egrets and herons work the seawalls like they pay rent, and every evening reminds you exactly why you chose waterfront Florida living. Minutes from the pristine Gulf Coast beaches, with the fabulous restaurants and boutiques of Belleair Bluffs just blocks away. World-class libraries, beautiful parks, and excellent medical facilities are all close at hand, with St. Pete-Clearwater Airport minutes away and Tampa International 30 minutes away. This is an address that never goes out of style, don’t miss out on this timeless opportunity to call it your own.

Highlights

Property details

MLS #

MFRTB8524079

Property type

Single Family Residence

Subdivision

HARBOR BLUFFS SEC 4

Status

Active

Days on market

11

On market date

July 1, 2026

Stories

N/A

Total bathrooms

3

Garage spaces

2

Parking spaces

N/A

Lot size

0.21 acres

Nearby schools

Within 10 miles · public school directory data (NCES)